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If hired "autos" are covered "autos" for Liability Coverage, and if Comprehensive, Specified Causes Of Loss, <br /> or Collision Coverage as provided under this Coverage Part, then coverage is extended to "autos" you hire <br /> without a driver, subject to the following: <br /> 1. The most we will pay for"loss" to any hired "auto" is $35,000 or the actual cash value or cost to repair or <br /> replace, whichever is less, minus a deductible. <br /> 2. The deductible will be equal to the largest deductible applicable to any owned "auto"for that coverage. <br /> Coverage provided by this extension applies only to"autos"you hire of the private passenger type or light truck <br /> (gross vehicles weight 10,000 pounds or less)type vehicles. <br /> If a limit for Hired Auto — Physical Damage is shown in the Declarations, then that limit replaces, and is not <br /> added to, the$35,000 limit indicated above. <br /> I. Airbag Coverage <br /> Under SECTION III — PHYSICAL DAMAGE COVERAGE, B. Exclusions, Paragraph 3.a. is replaced as fol- <br /> lows: <br /> a. Wear and tear, freezing, mechanical or electrical breakdown. However, mechanical or electrical break- <br /> down does not apply to the unintended discharge of an airbag. Any loss covered under this provision is <br /> excess over any other collectible insurance or warranty. <br /> J. Glass Breakage <br /> Under SECTION III— PHYSICAL DAMAGE COVERAGE, D., Deductible, the following is added: <br /> However, if Comprehensive or Specified Causes Of Loss Coverage is purchased on a covered "auto", any <br /> deductible shown in the Declarations as applying to the covered "auto" will not apply to glass breakage if the <br /> damaged glass is repaired in a manner acceptable to us rather than replaced. <br /> K. Rental Reimbursement <br /> SECTION III— PHYSICAL DAMAGE COVERAGE is amended by the addition of the following: <br /> If Physical Damage Coverage for which a premium is shown, is designated in the Declarations for a covered <br /> "auto"we will provide Rental Reimbursement Coverage. <br /> 1. We will pay for rental reimbursement expenses incurred by you for the rental of an "auto" because of <br /> "loss" to a covered "auto". Payment applies in addition to the otherwise applicable amount of each cover- <br /> age you have on a covered "auto". No deductible applies to this coverage. <br /> 2. We will pay only for those expenses incurred during the policy period beginning 24 hours after the "loss" <br /> and ending, regardless of the policy's expiration,with the lesser of the following number of days: <br /> a. 30 days; or <br /> b. The number of days reasonably required to repair or replace the covered "auto". If"loss' is caused by <br /> theft, this number of days is added to the number of days it takes to locate the covered "auto" and re- <br /> turn it to you. <br /> 3. Our payment is limited to the lesser of the following amounts: <br /> a. $40 any one day; or <br /> b. Necessary and actual expenses incurred. <br /> 4. This coverage does not apply while there are spare or reserve"autos" available to you for your operations. <br /> 5. If "loss" results from the total theft of a covered "auto" of the private passenger type, we will pay under <br /> this coverage only that amount of your rental reimbursement expenses which is not already provided for <br /> under Paragraph A.4. Coverage Extensions, a. Transportation Expenses. <br /> If Rental Reimbursement Coverage Form CA 99 23 is attached to this policy, then the Rental Reimbursement <br /> Coverage described above does not apply. <br /> L. Blanket Waiver of Subrogation <br /> Under SECTION IV — BUSINESS AUTO CONDITIONS, A. Loss Conditions, Paragraph 5., Transfer Of <br /> Rights Of Recovery Against Others To Us, is amended by the addition of the following: <br /> We will, however, waive any right of recovery we may have against any person or organization because of <br /> payments we make for "bodily injury" or "property damage" arising out of the operation of a covered "auto" <br /> when you have assumed liability for such "bodily injury" or"property damage" under an "insured contract". <br /> BA 20 60 04 11 Includes copyrighted material of Insurance Services Office, Inc., Page 3 of 4 <br /> with its permission <br />