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The"insured" is required to submit a claim to any other insurer to which coverage could apply for defense <br /> and indemnity. Unless the "insured" has agreed in writing to primary noncontributory wording per <br /> enhancement number 24,this policy is excess over any other collectible insurance. <br /> 5. SUPPLEMENTARY PAYMENTS <br /> SECTION II— LIABILITY COVERAGE, Coverage Extensions, 2.a. Supplementary Payments, Paragraphs <br /> (2) and (4)are replaced by the following: <br /> (2) Up to $3,000 for cost of bail bonds (including bonds for related traffic violations) required because of an <br /> "accident"we cover.We do not have to furnish these bonds. <br /> (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to <br /> $500 a day because of time off from work. <br /> 6. AMENDED FELLOW EMPLOYEE EXCLUSION <br /> In those jurisdictions where, by law, fellow "employees" are not entitled to the protection afforded to the <br /> employer by the workers compensation exclusivity rule, or similar protection,the following provision is added: <br /> SECTION II—LIABILITY, Exclusion B.5.Fellow Employee does not apply if the"bodily injury"results from the <br /> use of a covered "auto" you own or hire if you have workers compensation insurance in force for all of your <br /> "employees"at the time of"loss". <br /> This coverage is excess over any other collectible insurance. <br /> SECTION III—PHYSICAL DAMAGE COVERAGE is amended as follows: <br /> 7. HIRED AUTO PHYSICAL DAMAGE <br /> Paragraph A.4. Coverage Extensions of SECTION III —PHYSICAL DAMAGE COVERAGE, is amended by <br /> adding the following: <br /> If hired "autos"are covered "autos"for Liability Coverage, and if Comprehensive, Specified Causes of Loss or <br /> Collision coverage are provided under the Business Auto Coverage Form for any "auto" you own, then the <br /> Physical Damage coverages provided are extended to"autos": <br /> a. You hire, rent or borrow; or <br /> b. Your"employee" hires or rents under a written contract or agreement in that"employee's"name, but only <br /> if the damage occurs while the vehicle is being used in the conduct of your business, <br /> subject to the following limit and deductible: <br /> a. The most we will pay for"loss"in any one"accident"or"loss" is the smallest of: <br /> (1) $50,000; or <br /> (2) The actual cash value of the damaged or stolen property as of the time of the"loss"; or <br /> (3) The cost of repairing or replacing the damaged or stolen property with other property of like kind and <br /> quality, minus a deductible. <br /> b. The deductible will be equal to the largest deductible applicable to any owned "auto"for that coverage. <br /> c. Subject to the limit, deductible and excess provisions described in this provision,we will provide coverage <br /> equal to the broadest coverage applicable to any covered"auto"you own. <br /> AC 85 01 06 18 ©2017 Liberty Mutual Insurance Page 3 of 9 <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br />