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3 <br /> COMMERCIAL AUTO <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> AUTO COVERAGE PLUS ENDORSEMENT <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> With respect to coverage provided by this endorsement,the provisions of the Coverage Form apply unless modi- <br /> fied by the endorsement. <br /> GENERAL DESCRIPTION OF COVERAGE—This endorsement broadens coverage.However,coverage for any <br /> injury,damage or medical expenses described in any of the provisions of this endorsement may be excluded or <br /> limited by another endorsement to the Coverage Part,and these coverage broadening provisions do not apply to <br /> the extent that coverage is excluded or limited by such an endorsement.The following listing is a general cover- <br /> age description only.Limitations and exclusions may apply to these coverages.Read all the provisions of this en- <br /> dorsement and the rest of your policy carefully to determine rights,duties,and what is and is not covered. <br /> A. BLANKET ADDITIONAL INSURED H. AUDIO, VISUAL AND DATA ELECTRONIC <br /> B. EMPLOYEE HIRED AUTO EQUIPMENT—INCREASED LIMIT <br /> C. EMPLOYEES AS INSURED I. WAIVER OF DEDUCTIBLE—GLASS <br /> D. SUPPLEMENTARY PAYMENTS —INCREASED J. PERSONAL EFFECTS <br /> LIMITS K. AIRBAGS <br /> E. TRAILERS—INCREASED LOAD CAPACITY L. AUTO LOAN LEASE GAP <br /> F. HIRED AUTO PHYSICAL DAMAGE M. BLANKET WAIVER OF SUBROGATION <br /> G. PHYSICAL DAMAGE — TRANSPORTATION <br /> EXPENSES—INCREASED LIMIT <br /> A. BLANKET ADDITIONAL INSURED performing duties related to the conduct of <br /> The following is added to Paragraph A.1.,Who Is your business. <br /> An Insured, of SECTION II — LIABILITY COV- 2. The following replaces Paragraph b. in B.5., <br /> ERAGE: Other Insurance, of SECTION IV - BUSI- <br /> Any person or organization who is required under NESS AUTO CONDITIONS: <br /> a written contract or agreement between you and b. For Hired Auto Physical Damage Cover- <br /> that person or organization, that is signed and age,the following are deemed to be cov- <br /> executed by you before the "bodily injury" or ered"autos"you own: <br /> "property damage" occurs and that is in effect (1) Any covered "auto" you lease, hire, <br /> during the policy period,to be named as an addi- rent or borrow;and <br /> tional insured is an "insured" for Liability Cover- <br /> age,but only for damages to which this insurance (2) Any covered"auto"hired or rented by <br /> applies and only to the extent that person or or- your "employee" under a contract in <br /> ganization qualifies as an "insured" under the that individual "employee's" name, <br /> Who Is An Insured provision contained in Section with your permission, while perform- <br /> ing duties related to the conduct of <br /> B. EMPLOYEE HIRED AUTO your business. <br /> However, any"auto"that is leased, hired, <br /> 1. The following is added to Paragraph A.1., rented or borrowed with a driver is not a <br /> Who Is An Insured, of SECTION II — LI- covered"auto". <br /> ABILITY COVERAGE: C. EMPLOYEES AS INSURED <br /> An "employee"of yours is an "insured" while The following is added to Paragraph A.1.,Who Is <br /> under ago coveredtor "auto"eentei thator rented An Insured, of SECTION II — LIABILITY COV- <br /> under a contract or agreement in "em- <br /> ployee's" name, with your permission, while ERAGE: <br /> CA T4 20 07 10 ©2010 The Travelers indemnity Company.All rights reserved. Page 1 of 3 <br /> Includes copyrighted material of Insurance Services Office,Inc.with its permission, <br /> 31 <br />