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OW <br /> \ le <br /> ..t%} <br /> /E t International <br /> Healthcare Professional Liability UnderwrIters. <br /> relieved of any further duty to defend the claim, and the liability of the Company for Damages and Claims <br /> Expenses shall not exceed the amount for which the claim could have been settled as well as the Claims <br /> Expenses incurred by the Company or with the Company's consent up to the date of such refusal. The Insured <br /> shall not admit liability, nor assume any obligations, incur any costs, charges, or expenses or enter into any <br /> settlement without the Company's written consent. <br /> C. COVERAGE C.,SUPPLEMENTAL LIABILITY <br /> The Company will pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay <br /> as Damages because of Bodily Injury or Property Damage caused by an Occurrence,during the Policy <br /> Period arising out of the premises owned by or rented to the Named Insured. <br /> The Limits of Liability applicable to Coverage C are part of,and not in addition to the Limits of Liability <br /> applicable to COVERAGES A. PROFESSIONAL LIABILITY COVERAGE and B.GENERAL LIABILITY <br /> COVERAGE,of the policy. <br /> II. PERSONS INSURED <br /> Each of the following is an Insured under this policy to the extent set forth below: <br /> A. The Named Insured so designated in the Declarations;and <br /> B. Any professional serving as a temporary replacement or substitute for the Named Insured,but solely while such <br /> person was acting within their duties for, and on behalf of, the Named Insured. During the term of such <br /> replacement, the person who is replaced by, or substituted for, shall not be an Insured under this policy, as <br /> respects COVERAGES A.and B. <br /> III. LIMITS OF LIABILITY <br /> Regardless of the number of Coverage Parts that apply,the number of Insureds under this insurance,the number of <br /> persons and/or organizations who sustain Bodily Injury,Property Damage,Personal and Advertising Injury,or <br /> the number of claims made or Suits brought,the Company's liability is limited as follows: <br /> A. The Limit of Liability stated in the Declarations as applicable to "each Incident" or"each Occurrence"is the <br /> total limit of the Company's liability for all Damages for"each Incident"and/or"each Occurrence"covered by <br /> the policy. All claims arising from the same or related Incident,Occurrence and/or Personal and Advertising <br /> Injury offense shall be considered a single claim for the purpose of this insurance and shall be subject to the <br /> same Limit of Liability. <br /> B. The Limit of Liability stated in the Declarations as "Aggregate" is, subject to the above provisions involving <br /> "each Incident" and/or"each Occurrence," the total limit of the Company's liability under this policy for all <br /> Damages. <br /> IV. POLICY TERRITORY <br /> This insurance applies to Bodily Injury, Property Damage, Personal and Advertising Injury which occurs <br /> anywhere in the world, provided that claim is made or Suit is brought within the United States of America, its <br /> territories or possessions,or Canada. <br /> V. SUPPLEMENTARY PAYMENTS <br /> The Company will pay,in addition to the applicable Limit of Liability: <br /> A. FIRST PARTY ASSAULT: <br /> Up to$10,000,for: <br /> 1. medical expenses incurred as a result of Bodily Injury to the Insured;and <br /> 2. repair or replacement of personal property owned by the Insured; <br /> 2 15 <br /> HCPL-2037i(01/14) <br />