Lynn Shatz 12/3/2019 - Laserfiche WebLink

NW k% i* Liberty f/► International Healthcare Professional Liability UmIer~ r tees b. if not so engaged,as an owner or lessor of premises used for such purposes,if such liability is imposed by,or because of,the violation of any statute,ordinance or regulation pertaining to the sale,gift,distribution or use of any alcoholic beverage,including the selling,serving or giving of any alcoholic beverage to a minor; 9. to Property Damage included within: a. the Explosion Hazard; b. the Collapse Hazard; c. the Underground Property Damage Hazard; 10. to any dishonest,fraudulent,criminal or malicious act or omission of any Insured; 11. to any claim made by an employer against an Insured if the Insured is a salaried employee of such employer; 12. to acts or omissions by any Insured expected or intended to cause Bodily Injury or Property Damage regardless or whether or not such act or omission was intended to cause the specific Bodily Injury or Property Damage sustained. This exclusion shall not apply to any intentional act by or at the direction of the Insured which results in Bodily Injury, if such Bodily Injury arises solely from the use of reasonable force for the purpose of protecting persons or property; 13. to liability assumed by any Insured under any contract or agreement except to the extent: a. the Named Insured would be liable in the absence of such contract or agreement, including liability assumed by the Named Insured under a contract or agreement with a Health Maintenance Organization, Preferred Provider Organization,Independent Practice Association,or any other similar organization; b. the contract or agreement is an Incidental Contract and COVERAGE B, GENERAL LIABILITY COVERAGE has been purchased; 14. to Bodily Injury or Property Damage arising out of the ownership, maintenance, operation, use, loading or unloading of: a. any Automobile or aircraft owned or operated by or rented or loaned to any Insured;or b. any other Automobile or aircraft operated by any person in the course of his or her employment by any Insured;but this exclusion does not apply to the parking of an Automobile on premises owned by,rented to or controlled by the Named Insured or the ways immediately adjoining, if such Automobile is not owned by or rented or loaned to any Insured; 15. to Bodily Injury or Property Damage arising out of: a. the ownership,maintenance, operation,use,loading or unloading of any Mobile Equipment while being used in any prearranged or organized racing, speed or demolition contest or in any stunting activity or in practice or preparation for any such contest or activity;or b. the operation or use of any snowmobile or trailer designed for use therewith; 16. to Bodily Injury or Property Damage arising out of and in the course of the transportation of Mobile Equipment by an Automobile owned or operated by or rented or loaned to any Insured; 17. to Property Damage to: a. property owned,rented or occupied by,the Named Insured;or b. personal property in the care,custody or control of the Insured; 18. to Property Damage to premises alienated by the Named Insured arising out of such premises or any part thereof; 19. to loss of use of tangible property which has not been physically injured or destroyed resulting from: 6 15 HCPL-2037i(01/14)