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is, <br /> r Li erty <br /> f International <br /> Healthcare Professional Liability Untlerwriters. <br /> "Damages" means compensatory judgments, settlements or awards but does not include punitive or exemplary <br /> Damages, fines or penalties, the return of fees or other consideration paid to the Insured, or the portion of any <br /> award or judgment caused by the multiplication of actual Damages under federal or state law. However,if a Suit is <br /> brought against the Insured with respect to a claim for alleged acts or omissions falling within the scope of coverage <br /> afforded by this insurance seeking both compensatory and punitive or exemplary Damages,then the Company will <br /> afford a defense to such action,without liability however,for payment of such punitive or exemplary Damages; <br /> "Explosion Hazard"includes Property Damage arising out of blasting or explosion. The Explosion Hazard does <br /> not include Property Damage: <br /> A. arising out of the explosion of air or steam vessels, piping under pressure, prime movers, machinery or power <br /> transmitting equipment;or <br /> B. arising out of operations performed for the Named Insured by independent contractors;or <br /> C. included within the Completed Operations Hazard or the Underground Property Damage Hazard;or <br /> D. for which liability is assumed by the Insured under an Incidental Contract; <br /> "Hostile Fire"means one which becomes uncontrollable or breaks out from where it was intended to be; <br /> "Incident"means any act or omission: <br /> A. in the rendering of or failure to render services by the Insured,or by any person for whom the Insured is legally <br /> responsible; including but not limited to services as a Good Samaritan or case management or utilization <br /> review services;or <br /> B. in the performance of services by the Insured as a member of a formal accreditation, ethics, peer review, <br /> licensing board,standards review or similar professional board or committee of a professional organization;in the <br /> conduct of the business or professional occupation specified in the Declarations. <br /> Any such act or omission together with all related acts or omissions shall be considered one Incident and be subject <br /> to the same Limit of Liability; <br /> "Incidental Contract" means any oral or written contract or agreement relating to the operation of the Named <br /> Insured's business,except as respects Damage To Premises Rented To You; <br /> "Insured"means any person qualifying as an Insured in Section II,PERSONS INSURED; <br /> "Mobile Equipment"means a land vehicle(including any machinery or apparatus attached thereto),whether or not <br /> self-propelled: <br /> A. not subject to motor vehicle registration;or <br /> B. maintained for use exclusively on premises owned by or rented to the Named Insured, including the ways <br /> immediately adjoining;or <br /> C. designed for use principally off public roads;or <br /> D. designed or maintained for the sole purpose of affording mobility to equipment of the following types forming an <br /> integral part of or permanently attached to such vehicle: power cranes, shovels, loaders, diggers and drills; <br /> concrete mixers (other than the mix-in-transit type); graders, scrapers, rollers and other road construction or <br /> repair equipment; air-compressors, pumps and generators, including spraying, welding and building cleaning <br /> equipment;and geophysical exploration and well servicing equipment; <br /> "Named Insured"means the person named in Item 1 of the Declarations of this policy; <br /> "Named Insured's Products"means goods or products manufactured by the Named Insured or by others trading <br /> under the name of the Named Insured,including any container thereof; <br /> 10 15 <br /> HCPL-2037i(01/14) <br />