2014/04/30 Council Agenda Packet

• 8 COMMERCIAL AUTO to the"insured" whether primary, cxee33 J. PERSONAL EFFECTS contingent or on any other basis. The following is added to Paragraph A.4., Cover- (e) This insurance is not a substitute for re- age Extensions, of SECTION III — PHYSICAL quired or compulsory insurance in any DAMAGE COVERAGE: country outside the United States,its ter- Personal Effects ritories and possessions,Puerto Rico and Canada. We will pay up to$400 for"loss"to wearing ap- parel and other personal effects which are: compulsory insurance in any such coun- (1) Owned by an"insured";and try up to the minimum limits required by (2) In or on your covered"auto". local law. Your failure to comply with This coverage applies only in the event of a total compulsory insurance requirements will theft of your covered"auto". not invalidate the coverage afforded by this policy,but we will only be liable to the No deductibles apply to this Personal Effects same extent we would have been liable coverage. had you compiled with the compulsory in- K. AIRBAGS suran ee requirements. The following is added to Paragraph B.3., Exclu- (d) It is understood that we are not an admit- sions, of SECTION III — PHYSICAL DAMAGE ted or authorized Insurer outside the COVERAGE: United States of America, its territories Exclusion 3.a. does net apply to"loss"to one or and possessions, Puerto Rico and Can- ada.We assume no-responsibility for the more airbags in a covered"auto"you own that in- furnishing of certificates of insurance, or flate due to a cause other than a cause of"loss" for compliance in any way with the laws set forth in Paragraphs A.1.b. and A.1.o., but of other countries relating to insurance. only. G. WAIVER OF DEDUCTIBLE—GLASS a. If that"auto"is a covered"auto'for Compre- hensive Coverage under this policy; The following.Is added to Paragraph D:, Deducti- ble, of SECTION HI — PHYSICAL DAMAGE b. The airbags are not covered under any war- COVERAGE: ranty,and Nu deductible tut a vuvelad "auto" will apply to c. The airbags were not intentionally inflated. glass damage if the glass is repaired rather than We will pay up to a maximum of$1,000 for any replaced.. one"loss". H. HIRED AUTO PHYSICAL DAMAGE—LOSS OF L. NOTICE AND KNOWLEDGE OF ACCIDENT OR USE—INCREASED LIMIT LOSS The following replaces the last sentence of Para- The following is added to Paragraph A.2.a., of graph A.4.b., Los9 Of Use Expenses, of SEC- SECTION IV—BUSINESS AUTO CONDITIONS: TION III—PHYSICAL DAMAGE COVERAGE: Your duty to give us or our authorized representa- However,the most we will pay for any expenses five prompt notice of the "accident"or°loss" ap- for loss of use is$65 per day, to a maximum of plies only when the"accident"or"loss"is known $750 for any one"accident". to: I. PHYSICAL DAMAGE — TRANSPORTATION (a) You(if you are an individual); EXPENSES—INCREASED LIMIT (b) A partner(if you are a partnership); The following replaces the first sentence in Para- (c) A member (if you are a limited liability corn- graph A.4.a., Transportation Expenses, of pant'); SECTION lil — PHYSICAL DAMAGE COVER. (d) An executive officer, director or Insurance AGE: manager(if you are a corporation or other or- We will pay up to $50 per day to a maximum of ganization);or $1,500 for temporary transportation expense in- curred by you because of the total theft of a cov- (e) Any"employee"authorized by you to give no- Bred"auto"of the private passenger type. tice of the"accident"or loss". CA T3 53 03 10 ©2010 The Travelers Indemnity Company. Page 3 of 4 Includes copyriohted material of Insurance Services Office,Inc.with its permission. 55