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I <br /> L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br /> Under Section IV—Commercial General Liability Conditions,the following is added to Condition 3. <br /> Representations: <br /> Your failure to disclose all hazards or prior`occurrences"existing as of the inception date of the policy shall <br /> not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or prior <br /> "occurrences" is not intentional. <br /> P.R. KNOWLEDGE OF OCCURRENCE,OFFENSE, CLAIM OR SUIT <br /> Under Section IV—Commercial General Liability Conditions,the following is added to Condition 2. Duties In The <br /> Event of Occurrence,Offense, Claim Or Suit: <br /> Knowledge of an"occurrence", offense, claim or"suit"by an agent, servant or"employee"of any insured shall <br /> not in itself constitute knowledge of the insured unless an insured listed under Paragraph 1.of Section Ii— <br /> Who Is An Insured or a person who has been designated by them to receive reports of"occurrences", <br /> offenses, claims or"suits"shall have received such notice from the agent, servant or"employee". <br /> N. LIBERALIZATION CLAUSE <br /> If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional <br /> premium charge,your policy will automatically provide the coverage as of the day the revision is effective in your state. <br /> O. BODILY INJURY REDEFINED <br /> Under Section V—Definitions, Definition 3.is replaced by the following: <br /> 3. "Bodily injury"means physical injury, sickness or disease sustained by a person.This includes mental <br /> anguish, mental injury, shock,fright or death that results from such physical injury, sickness or <br /> disease. <br /> P. EXTENDED PROPERTY DAMAGE <br /> Exclusion a.of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced by the <br /> following: <br /> a. Expected Or Intended Injury <br /> "Bodily injury"or"property damage"expected or intended from the standpoint of the insured. This exclusion <br /> does not apply to"bodily injury"or"property damage"resulting from the use of reasonable force to protect <br /> persons or property. <br /> Q. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US—WHEN REQUIRED IN A <br /> CONTRACT OR AGREEMENT WITH YOU <br /> Under Section IV—Commercial General Liability Conditions,the following is added to Condition 8.Transfer Of <br /> Rights Of Recovery Against Others To Us: <br /> We waive any right of recovery we may have against a person or organization because of payments we make for <br /> injury or damage arising out of your ongoing operations or"your work"done under a contract with that person or <br /> organization and included in the"products-completed operations hazard"provided: <br /> 1. You and that person or organization have agreed in writing in a contract or agreement that you waive such <br /> rights against that person or organization; and <br /> 2. The injury or damage occurs subsequent to the execution of the written contract or written agreement. <br /> O2O 10 Liberty Mutual insurance Company. Ail rights reserved. <br /> CG 83 10 i D 09 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 7 of 7 <br /> 16 <br />