Laserfiche WebLink
Paragraphs (a) and (b) above do not apply to "bodily injury" or"personal and advertising injury" caused by an <br /> "employee"who is acting in a supervisory capacity for you. Supervisory capacity as used herein means the <br /> "employee's"job responsibilities assigned by you, includes the direct supervision of other"employees" of yours. <br /> However, none of these "employees" are insureds for"bodily injury" or"personal and advertising injury"arising out <br /> of their willful conduct, which is defined as the purposeful or willful intent to cause"bodily injury"or"personal and <br /> advertising injury", or caused in whole or in part by their intoxication by liquor or controlled substances. <br /> The coverage provided by provision J. is excess over any other valid and collectable insurance available to your <br /> "employee". <br /> K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES <br /> Paragraph 3. of Section II -Who Is An Insured is replaced by the following: <br /> 3. Any organization you newly acquire or form and over which you maintain ownership or majority interest, <br /> will qualify as a Named Insured if there is no other similar insurance available to that organization. <br /> However: <br /> a. Coverage under this provision is afforded only until the expiration of the policy period in which the <br /> entity was acquired or formed by you; <br /> b. Coverage A does not apply to "bodily injury" or"property damage"that occurred before you <br /> acquired or formed the organization; and <br /> c. Coverage B does not apply to "personal and advertising injury" arising out of an offense <br /> committed before you acquired or formed the organization. <br /> d. Records and descriptions of operations must be maintained by the first Named Insured. <br /> No person or organization is an insured with respect to the conduct of any current or past partnership,joint venture <br /> or limited liability company that is not shown as a Named Insured in the Declarations or qualifies as an insured <br /> under this provision. <br /> L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br /> Under Section IV—Commercial General Liability Conditions, the following is added to Condition 6. <br /> Representations: <br /> Your failure to disclose all hazards or prior"occurrences"existing as of the inception date of the policy <br /> shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or <br /> prior"occurrences" is not intentional. <br /> M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT <br /> Under Section IV—Commercial General Liability Conditions, the following is added to Condition 2. Duties In <br /> The Event of Occurrence, Offense, Claim Or Suit: <br /> Knowledge of an "occurrence", offense, claim or"suit" by an agent, servant or"employee"of any insured <br /> shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of <br /> Section II—Who Is An Insured or a person who has been designated by them to receive reports of <br /> "occurrences", offenses, claims or"suits" shall have received such notice from the agent, servant or <br /> "employee". <br /> N. LIBERALIZATION CLAUSE <br /> If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional <br /> premium charge, your policy will automatically provide the coverage as of the day the revision is effective in your <br /> state. <br /> O. BODILY INJURY REDEFINED <br /> Under Section V—Definitions, Definition 3. is replaced by the following: <br /> 3. "Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes mental <br /> anguish, mental injury, shock, fright or death that results from such physical injury, sickness or disease. <br /> ©2013 Liberty Mutual Insurance <br /> CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 7 of 8 <br />