J. Matheson Gifts Inc. 11/13/2020

advertising injury" arising out of their willful oonduet, which is defined as the purposeful or willful intent to cause 'bodily injury or "personal and advertising injury", or caused in whole or in part by their Intoxica- tion by liquor or controlled substances The coverage provided by provision J. is excess over any other valid and actable insurance available to your 'employee". K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTr nEs Pareerapli 3.01 Section II-Who Is An Insured is replaced by the following. 3. Any orgaiization you newly acquire or dorm and over which you maintain ownership or majority interest, wilt qualify as a Named insured if there is no other similar Insurance available to that organization. However: a. Coverage under this provision is afforded only until the expiration of the poky period in which the entity was acquired or formed by you; b. Coverage A does not apply to 'bodily injury" or 'property damage" that occurred before you arxtuired or termed the organization; and c. Coverage B does not apply to 'personal and advertising injury' arising out of an offense committed before you enquired or formed the organization. d. Records and descrtpttons of operations must be maintained by the first Named Insured No person or organization is an insured with respect In the conduct of any current or past partnerefiip, joint venture or limited ilabiiity company that is not shown as a Named Insured In the Declarations or qualifies as an insured under this provision L FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES Under Section IV - Commercial General Liability Conditions, the following is added to Condition 6, Repre- sentations: Your failure to disclose all hazards or prior "occurrences' existing as of the inception date of the policy shall riot prejudice the coverage afforded by this policy provided such failure to disclose all hazards or prior "ciecurrences" is not Intentional. it KNOWLEDGE OF OCCURRENCE OFFENSE, CLAiM OR SUIT Under Section IV - Commercial General Liability Conditians., the following Is added to Condition 2. Duties In the Event of Occurrence, Offense, Claim Or SuR: Knowledge of an "occurrence", offense, claim or 'suit" by an agent, servant or 'employee' of any insured shall not In itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of Section - Who la An Insured or a person who has been designated by them to receive reports of 'occurrencesTM, offenses, claims or kits" shall have received such notice from the agent, servant or -eniplovee" N UBERALIZATION CLAUSE It we revise this Commercial General liability Extension Endorsement to provide more coverage without additional premium charge, your policy will automatically provide the coverage as of the day the revision Is effective in your state. O. BODILY INJURY REDEFINED Under Section V-Definitions, Definition 3.is replaced by the following: 3. "Bodily Injury" means physical injury. sickness or disease sustained by a parson. This includes mental anguish, menial Injury. shock fright or death that results from such physical injury, sick- ness or disease. e 2013 Liberty Mutual Insurance CG 811 10 04 13 mcluttes mpyr4 led materi& of vieurance Services Office, Inc,wrtfl its pernftsion, Raga 7 of$