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98-C9-R412-4 010964 M 10960 CM P-4247.1 Page 2 of 5 d. If personal property abruptly falls down (b) Property in the open or in open or caves in and such collapse is not sheds; or the result of collapse of a building, we (c) Portions of buildings not corn- will pay for loss to Covered Property pletely enclosed, or personal caused by such collapse of personal property contained within those property only if: buildings. (1) The collapse was caused by a (3) Loss, as described above, includes cause of loss listed in Paragraphs the cost to: b.(1) through b.(4) of this Exten- sion Of Coverage; (a) Remove the ash, dust or par- 4. SECTION I — CONDITIONS is amended ticulate matter from the interior as follows: and exterior surfaces of the covered building; and a. The last paragraph under Paragraph (b) Clean equipment and stock. If 1.b.Appraisal does not apply. stock cannot be returned to its b. Paragraph 1.c.(1)(a) under Duties In state before the volcanic erup- The Event Of Loss does not apply. tion,the measure of loss will be c. Paragraphs 1.e.(4)(a)i.2) and 1.e.(4)(a)i.3) the reduction in actual cash under Loss Payment is replaced by the fol- value. lowing: Payment for removal applies only 2) The cost to replace, on the de- to the initial deposit of ash, dust or scribed premises the lost or dam- particulate matter following a vol- aged property with new property of canic eruption. Subsequent de- similar kind and quality and used posits arising from the movements for the same purpose; or of volcanic dust or ash by wind or other means are not covered. 3) The amount that you actually (4) Does not include loss caused by, spend that is necessary to repair resulting from, contributed to or or replace the lost or damaged aggravated by: property with new property of simi- lar kind and quality. (a) Fire; d. Paragraph 2.b.is replaced by the following: (b) Explosion; b. Mortgageholders (c) Flood, surface water, waves, Insurance Commissioner's Regula- tides, tidal waves, tsunami, tion No. 335NVAC284-21-010 re- seiche, overflow of any body of quires that Form 372(Ed. 11-50)or water, or their spray, all whether Form 438 BFU (Ed. 5-42) be en- driven by wind or not; or dorsed on this policy to replace this Mortgageholders Condition. (d) Earth movement, as described in Paragraph 1.b. of SECTION 5. Paragraph 15.b. of SECTION I — DEFINI- I—EXCLUSIONS. TIONS is replaced by the following: 6. Throughout SECTION I, the term "vehi- b. Volcanic action: Iles" means vehicles running on land or (1) Means accidental direct physical tracks but not aircraft. loss resulting from the eruption of a B. SECTION II is amended as follows: volcano when the loss is caused by: 1. Throughout SECTION II and any endorse- (a) Airborne volcanic blast or air- ment or addition that would modify this sec- borne shock waves; or tion, the term "spouse" is replaced with the (b) Ash, dust or particulate matter. following: (2) Does not provide coverage for Spouse or individual who is in a domestic damage to: partnership recognized under Washington (a) Land; law. ©,Copyright,State Farm Mutual Automobile Insurance Company,2016 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. CONTINUED