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98-C9-R412-4 010968 CMP-4561 1 Page 4 of 5 b. Paragraph 1.d.(2) under Coverage M — while performing duties related Medical Expenses is replaced by the fol- to the conduct of your busi- lowing: ness; or :.. (2) Executes authorization to allow us to (b) The spouse, child, parent, obtain copies of medical bills, medical brother, or sister of that co- records, and any other information we "employee" as a consequence deem necessary to substantiate the of Paragraph(a)above; claim. (4) The owner of a "non-owned auto" Such authorizations must not: or any agent of or any person or 177,o (a) Restrict us from performing our entity employed by such owner. business functions in: d. Paragraph 2.b. under Financial Respon- i. Obtaining records, bills infor sibility Laws of SECTION II — GEN- mation, and data; or ERAL CONDITIONS does not apply. ii. Using or retaining records e. SECTION II — DEFINITIONS is amended bills, information, and data col- as follows: lected or received by us; (1) Paragraph 2.is replaced by the following: (b) Require us to violate federal or 2. "Auto" means: state laws or regulations; a. A land motor vehicle, trailer, or (c) Prevent us from fulfilling our data semitrailer designed for travel reporting and data retention obliga- on public roads, including any tions to insurance regulators; or attached machinery or equip- (d) Prevent us from disclosing claim ment; or information and data: b. Any other land vehicle that is i. To enable performance of our subject to a compulsory or fi- business functions; nancial responsibility law or ii. To meet our reporting obliga- other motor vehicle insurance tions to insurance regulators; or motor vehicle registration law where it is licensed or prin- iii. To meet our reporting obliga- cipally garaged. tions to insurance data consol- idators; and However, "auto" does not include iv. As otherwise permitted by law. "mobile equipment". If the holder of the information re- (2) The following is added to Paragraph fuses to provide it to us despite 15."mobile equipment": the authorization, then at our re- However, "mobile equipment" does not quest the person making claim or include land vehicles that are subject his or her legal representative must to a compulsory or financial responsi- obtain the information and promptly bility law or other motor vehicle insur- provide it to us; and ance or motor vehicle registration c. SECTION II — WHO IS AN INSURED is where they are licensed or principally amended as follows: garaged. Land vehicles subject to a compulsory or financial responsibility (1) Paragraph 1.c. does not apply. law or other motor vehicle insurance (2) Paragraphs 2.b.(1) and (4) are re- law or motor vehicle registration law placed by the following: are considered"autos". (1) "Employees"with respect to"bodily (3) Paragraphs 18.f. and g. of "personal injury"to: and advertising injury" are replaced by (a) Any co-"employee" arising out the following: of and in the course of the co- f. The use of another's advertising "employee's" employment or idea in your"advertisement"; ©,Copyright,State Farm Mutual Automobile Insurance Company,2015 Includes copyrighted material of Insurance Services Office,Inc,with its permission CONTINUED