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98-C9-R412-4 010972 CMP-4705 2 Page 2 of 4 (2) Ends on the earlier of: c. Civil Authority coverage for necessary"Ex- (a) The date you could restore your tra Expense" will begin immediately after "operations", with reasonable the time of the first action of civil authority LIspeed, to the level which wouldthat prohibits access to the described generate the Net Income amount premises and will end. that would have existed if no acci- (1) Four consecutive weeks after the date dental direct physical loss had oc- of that action; or curved; or (2) When your Civil Authority coverage for (b) 60 consecutive days after the date "Loss Of Income"ends; �" above determined in Paragraph a.(1) whichever is later. However, Extended Loss Of Income does EXTENSIONS OF COVERAGE not apply to "Loss Of Income" incurred as 1. Newly Acquired Property a result of unfavorable business condi- a. You may extend the insurance provided by tions caused by the impact of the Covered this endorsement to apply to newly ac- Cause Of Loss in the area where the de- quired or constructed property covered as scribed premises are located. described in Paragraph 12. of SECTION b. "Loss Of Income" must be caused by ac- —EXTENSIONS OF COVERAGE of your cidental direct physical loss at the de- policy. scribed premises caused by any Covered b. The most we will pay in any one occur- Cause Of Loss. rence under this coverage for"Loss Of In- 4. Civil Authority come" and necessary "Extra Expense" is a. When a Covered Cause Of Loss causes the actual loss you sustain. damage to property other than property at 2. Interruption Of Web Site Operations the described premises,we will pay for the a. You may extend the insurance provided by actual "Loss Of Income" you sustain and this endorsement to apply to the neces- necessary"Extra Expense" caused by ac- sary interruption of your business. The in- tion of civil authority that prohibits access terruption must be caused by an to the described premises, provided that accidental direct physical loss to your Web both of the following apply: Site Operations at the premises of a ven- (1) Access to the area immediately sur- dor acting as your service provider. rounding the damaged property is pro- Such interruption must be caused by a hibited by civil authority as a result of Covered Cause Of Loss other than a loss the damage, and the described prem- covered under Equipment Breakdown Ex- ises are within that area but are not tension Of Coverage of your Business- more than one mile from the damaged owners Coverage Form. property; and (2) The action of civil authority is taken in (1) Coverage Time Period response to dangerous physical condi- We will only pay for loss you sustain tions resulting from the damage or during the seven-day period immedi- continuation of the Covered Cause Of ately following the first 12 hours after the Covered Cause Of Loss. Loss that caused the damage, or the action is taken to enable a civil authori- (2) Conditions ty to have unimpeded access to the (a) This coverage applies only if you damaged property. have a back-up copy of your Web b. Civil Authority coverage for "Loss Of In- Site stored at a location other than the site of the Web Site vendor and come" will begin immediately after the to the extent "Loss Of Income" is time of the first action of civil authority that permanently lost. prohibits access to the described premis- es and will apply for a period of up to four (b) Notwithstanding any provision to the consecutive weeks from the date on which contrary, the coverage provided un- such coverage began. der this Interruption Of Web Site ©,Copyright,State Farm Mutual Automobile Insurance Company,2016 Includes copyrighted material of Insurance Services Office,Inc,with its permission. CONTINUED