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4. "Coverage territory" means: b. A sidetrack agreement; a. The United States of America (including its ter- c. Any easement or license agreement, except in ritories and possessions), Puerto Rico and connection with construction or demolition op- Canada; orations on or within 50 feet of a railroad; b. International waters or airspace, but only if the d. An obligation, as required by ordinance, to in- injury ordamage occurs in the course of travel demnify a municipality, except in connection or transportation between any places included with work for a municipality; in Paragraph a.above;or e. An elevator maintenance agreement; c. All other parts of the world if the injury or f. That part of any other contract or agreement damage arises out of: pertaining to your business (including an in- (1) Goods or products made or sold by you in demnification of a municipality in connection the territory described in Paragraph a. with work performed for a municipality) under above; which you assume the tort liability of another (2) The activities of a person whose home is party to pay for "bodily injury" or "property in the territory described in Paragraph a. damage"to a third person or organization.Tort above, but is away for a short time on your liability means a liability that would be imposed business; or by law in the absence of any contract or agreement. (3) "Personal and advertising injury" offenses that take place through the Internet or Paragraph f. does not include that part of any similar electronic means of communication contract or agreement: provided the insured's responsibility to pay dam- (1) That indemnifies a railroad for "bodily in- ages is determined in a "suit" on the merits, in the jury" or "property damage" arising out of territory described in Paragraph a. above or in a construction or demolition operations, settlement we agree to. within 50 feet of any railroad property and affecting any railroad bridge or trestle, 5. "Employee" includes a "leased worker". "Emplo yee" „ tracks, road-beds, tunnel, underpass or does not include a"temporary worker". crossing; 6. "Executive officer" means a person holding any of (2) That indemnifies an architect, engineer or the officer positions created by your charter, con- surveyor for injury or damage arising out stitution, by-laws or any other similar governing of: document. (a) Preparing, approving, or failing to pre- 7. "Hostile fire" means one which becomes uncon- pare or approve, maps, shop draw- trollable or breaks out from where it was intended ings, opinions, reports, surveys, field to be. orders, change orders or drawings 8. "Impaired property" means tangible property, other and specifications; or than "your product" or "your work", that cannot be (b) Giving directions or instructions, or used or is less useful because: failing to give them, if that is the pri- a. It incorporates "your product" or "your work" mary cause of the injury or damage; that is known or thought to be defective, defi- or cient, inadequate or dangerous; or (3) Under which the insured, if an architect, b. You have failed to fulfill the terms of a contract engineer or surveyor, assumes liability for or agreement; an injury or damage arising out of the in- if such property can be restored to use by the re- sured's rendering or failure to render pro- pair, replacement, adjustment or removal of "your fessional services, including those listed in product" or "your work" or your fulfilling the terms (2) above and supervisory, inspection, ar- of the contract or agreement. chitectural or engineering activities. 9. "Insured contract" means: 10. "Leased worker" means a person leased to you by a labor leasing firm under an agreement between a. A contract for a lease of premises. However, you and the labor leasing firm, to perform duties that portion of the contract for a lease of prom- related to the conduct of your business. "Leased ises that indemnifies any person or organization worker"does not include a "temporary worker". for damage by fire to premises while rented to 11• "Loading or unloading" means the handling of you or temporarily occupied by you with per- mission of the owner is not an "insured con- property: tract"; a. After it is moved from the place where it is ac- cepted for movement into or onto an aircraft, watercraft or"auto"; Page 12 of 14 ©ISO Properties,Inc.,2006 CG 00 01 12 07