Forterra NW 12/16/2020 - Laserfiche WebLink

All "bodily injury", "property damage" and "coy- b. "Loss" caused by hitting a bird or animal; ered pollution cost or expense" resulting from and continuous or repeated exposure to substantially c. "Loss"caused by falling objects or missiles. the same conditions will be considered as resulting from one "accident". However, you have the option of having glass breakage caused by a covered "auto's" colli- No one will be entitled to receive duplicate pay- sion or overturn considered a "loss" under ments for the same elements of "loss" under this Collision Coverage. coverage form and any Medical Payments Cover- age endorsement, Uninsured Motorists Coverage 4. Coverage Extensions endorsement or Underinsured Motorists Coverage a. Transportation Expenses endorsement attached to this Coverage Part. We will pay up to $20 per day to a SECTION III —PHYSICAL DAMAGE COVERAGE maximum of $600 for temporary A. Coverage transportation expense incurred by you because of the total theft of a covered 1. We will pay for "loss" to a covered "auto" or "auto" of the private passenger type. We its equipment under: will pay only for those covered "autos"for a. Comprehensive Coverage which you carry either Comprehensive or From any cause except: Specified Causes Of Loss Coverage. We will pay for temporary transportation (1) The covered "auto's" collision with an- expenses incurred during the period other object; or beginning 48 hours after the theft and (2) The covered "auto's"overturn. ending, regardless of the policy's b. Specified Causes Of Loss Coverage expiration, when the covered "auto" is returned to use or we pay for its "loss". Caused by: b. Loss Of Use Expenses (1) Fire, lightning or explosion; For Hired Auto Physical Damage, we will (2) Theft; pay expenses for which an "insured" be- (3) Windstorm, hail or earthquake; comes legally responsible to pay for loss (4) Flood; of use of a vehicle rented or hired without a driver under a written rental contract or (5) Mischief or vandalism; or agreement.We will pay for loss of use ex- (6) The sinking, burning, collision or de- penses if caused by: railment of any conveyance transport- (1) Other than collision only if the ing the covered"auto". Declarations indicate that Compehen- c. Collision Coverage sive Coverage is provided for any coy- Caused by: red"auto"; (1) The covered "auto's"collision with an- (2) Specified Causes Of Loss only if the other object; or Declarations indicate that Specified Causes Of Loss Coverage is provided (2) The covered "auto's"overturn. for any covered"auto"; or 2. Towing (3) Collision only if the Declarations indi- We will pay up to the limit shown in the Decla- cate that Collision Coverage is pro- rations for towing and labor costs incurred vided for any covered"auto". each time a covered "auto" of the private However, the most we will pay for any ex- passenger type is disabled. However, the penses for loss of use is $20 per day,to a labor must be performed at the place of maximum of$600. disablement. B. Exclusions 3. Glass Breakage—Hitting A Bird Or Animal 1. We will not pay for "loss" caused by or result- -Falling Objects Or Missiles ing from any of the following. Such "loss" is If you carry Comprehensive Coverage for the excluded regardless of any other cause or damaged covered "auto", we will pay for the event that contributes concurrently or in any following under Comprehensive Coverage: sequence to the "loss". a. Glass breakage; Page 6 of 12 ©Insurance Services Office,Inc.,2009 CA 00 01 03 10