Herrera Environmental Consultants 3/29/2021

b. Clean-up costs,emergency response expense and legal and claims expense payments under COVERAGE PART III —Coverage B: First and Third Party On-Site Clean-Up Costs;and c. Clean-up costs,emergency response expense and legal and claims expense payments under COVERAGE PART III —Coverage C:Off-Site Clean-Up Costs because of all bodily injury, property damage and environmental damage arising out of the same, related or continuous pollution incident. 12. Subject to Paragraph 2. above, the Each Incident Limit— COVERAGE PART IV: Professional Liability is the most we will pay under COVERAGE PART IV for damages and legal and claims expense payments arising out of the same, related or continuous professional incident. 13. The Limits of Insurance apply in excess of the Deductible amounts shown in the Declarations. The deductible amount applies as follows: a. As respects the Each Incident Limit: (i) to the sum of all damages, clean-up costs, emergency response expense and legal and claims expense payments because of bodily injury, property damage or environmental damage arising out of the same, related or continuous pollution incident; (ii) to the sum of all damages and legal and claims expense payments arising out of the same, related or continuous professional incident. b. As respects the Each Occurrence Limit, to the sum of all damages because of bodily injury, property damage or environmental damage as a result of one occurrence regardless of the number of persons or organizations who sustain damages because of that occurrence. We may pay any part or the entire deductible amount to effect settlement of any claim or suit or to pay clean-up costs or emergency response expense which may be covered under this policy and, upon notification of the action taken, you shall promptly reimburse us for such part of the deductible amount as has been paid by us. Subject to SECTION IV — Conditions, Condition 16. Multiple Coverage Sections, if the same or related occurrence, pollution incident or professional incident results in coverage under more than one coverage part, only the highest deductible under all coverage parts will apply. 14. The Limits of Insurance apply to the entire policy period. If the policy period is extended after policy issuance for an additional period, the additional period will be deemed part of the last preceding period for the purposes of determining the Limits of Insurance. SECTION IV—CONDITIONS 1. Assignment This policy may not be assigned without our prior written consent. Assignment of interest under this policy shall not bind us until our consent is endorsed thereon. 2. Bankruptcy Bankruptcy or insolvency of the insured or of the insured's estate will not relieve us of our obligations. 3. Cancellation a. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation. b. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least: (1) 10 days before the effective date of cancellation if we cancel for nonpayment of premium;or (2) 90 days before the effective date of cancellation if we cancel for any other reason. c. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. d. Notice of cancellation will state the effective date of cancellation.The policy period will end on that date. e. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund will be less than pro rata and will be subject to the minimum premium stated in the Declarations. The cancellation will be effective even if we have not made or offered a refund. IE.COV.EPIC.001 (05/13) Includes copyrighted material of Insurance Services Offices, Inc.with its permission. Page 30 of 44