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(2) Authorize us to obtain records and other information; <br /> (3) Cooperate with us in the investigation or settlement of the claim or defense against the suit;and <br /> (4) Assist us, upon our request, in the enforcement of any right against any person or organization which may be <br /> liable to the insured because of injury or damage to which this insurance may also apply. <br /> d. In the event emergency response expenses are incurred, you must provide, in writing, all available information <br /> relating to such emergency response expenses and the pollution incident giving rise thereto to us within fourteen <br /> (14) days of commencement of the pollution incident. Such information shall include all applicable information <br /> detailed in Paragraph a.above. <br /> e. In the event of a time-element pollution incident,you must provide, in writing, all available information relating to <br /> the pollution incident giving rise thereto to us within thirty (30)days of commencement of the pollution incident. <br /> Such information shall include all applicable information detailed in Paragraph a.above. <br /> f. No insured will, except at that insured's own cost,voluntarily make a payment, assume any obligation, or incur any <br /> expense, other than for first aid and emergency response expense,without our consent. <br /> g. When any insured becomes legally obligated to pay clean-up costs to which this insurance applies, the insured <br /> must: <br /> (1) Submit,for our approval, all proposed work plans prior to submittal to any regulatory agency. <br /> (2) Submit,for our approval,all bids and contracts for clean-up costs prior to execution or issuance. <br /> (3) Forward progress submittals regarding clean-up costs at reasonable intervals and always prior to submittal to <br /> any regulatory agency that is authorized to review and approve such submittals. <br /> We shall have the right, but not the duty, to assume direct control of such clean-up costs. Any clean-up costs <br /> incurred by us shall be applied against the applicable Limit of Insurance and deductible. <br /> h. If we are prohibited under applicable law from investigating, defending or settling any such claim or suit, the <br /> insured shall, under our supervision,arrange for such investigation and defense thereof as is reasonably necessary, <br /> and subject to our prior authorization,shall effect such settlement thereof. <br /> 9. Economic and Trade Sanctions <br /> In accordance with laws and regulation of the United States concerning economic and trade sanctions administered <br /> and enforced by The Office Of Foreign Assets Control (OFAC),this policy is void ab initio solely with respect to any term <br /> or condition of this policy that violates any laws or regulations of the United States concerning economic and trade <br /> sanctions. <br /> 10. Enforceability <br /> If any part of this policy is deemed invalid or unenforceable, it shall not affect the validity or enforceability of any other <br /> part of this policy,which shall be enforced to the full extent permitted by law. <br /> 11. Extended Reporting Period <br /> This condition applies only as respects COVERAGE PART Ill - SITE POLLUTION INCIDENT LEGAL LIABILITY and <br /> COVERAGE PART IV—PROFESSIONAL LIABILITY. <br /> a. This condition applies only if: <br /> (1) The policy is cancelled or non-renewed for any reason except non-payment of the premium;or <br /> (2) We renew or replace this policy with COVERAGE PART III-SITE POLLUTION LIABILITY or COVERAGE PART IV— <br /> PROFESSIONAL LIABILITY that provides claims-made coverage for bodily injury, property damage, <br /> environmental damage or professional incident and that has a Retroactive Date later than the one shown in <br /> the Declarations or for an insured site;and <br /> (3) You do not purchase coverage to replace the coverage described in Paragraph a.(2). <br /> b. Automatic Extended Reporting Period <br /> IE.COV.EPIC.001 (05/13) Includes copyrighted material of Insurance Services Offices, Inc.with its permission. <br /> Page 32 of 44 <br />