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<br />(02/26/2019) 27 | Page <br />Disproportionate Housing Need <br />A disproportionately greater need exists when the members of racial or ethnic group at a given income <br />level experience housing problems at a greater rate (10% or more) than the income level as a whole. For <br />example, assume that 60% of all low-income households within a jurisdiction have a housing problem <br />and 70% of low-income Hispanic households have a housing problem. In this case, low-income Hispanic <br />households have a disproportionately greater need. <br /> <br />A review of Census data indicates that there are disproportionately higher housing needs for most racial <br />and ethnic minorities in Everett, and disproportionate severe housing cost burden for American Indian <br />or Alaska Native, or Pacific Islander. <br /> <br />Disproportionate Severe Housing Problems <br />The four severe housing problems that HUD uses are: incomplete kitchen facilities; incomplete plumbing <br />facilities; more than 1 person per room; and cost burden greater than 50%. The following table identifies <br />the members of racial or ethnic group at a given income level that experience severe housing problems <br />at a rate of 10% or more than the income level as a whole. <br /> <br />Table X: Disproportionate Severe Housing Problems <br />RACE OR ETHNICITY <br />INCOME LEVEL <= 30% HAMFI >30% to <=50% HAMFI >50% to <=80% HAMFI >80% to <=100% HAMFI >100% HAMFI White alone, non-Hispanic <br />Hispanic, any race X <br />Asian alone, non-Hispanic X <br />Black or African-American alone, non-Hispanic X <br />other (including multiple races, non-Hispanic) <br />American Indian or Alaska Native alone, non-Hispanic X <br />Pacific Islander alone, non-Hispanic X X X X <br />Source: 2011-2015 CHAS data (Table 2) <br /> <br />Disproportionate Severe Housing Cost Burden <br />Data compiled by HUD is not available to identify severe housing cost burden by income level, but it is <br />available by race and tenure. The following table identifies the members of racial or ethnic group that <br />experience severe housing cost burden (>50% of their income on housing) at a rate of 10% or more than <br />the jurisdiction by tenure as a whole. <br /> <br />Table X: Disproportionate Severe Housing Cost Burden <br />RACE OR ETHNICITY <br />Owner <br />Occupied <br />Renter <br />Occupied <br />White alone, non-Hispanic <br />Hispanic, any race