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Appendix E: Affordability and Displacement Everett Housing Action Plan E-10 <br />Cost Burden and Equity <br />Determining the risks that households face with housing affordability and displacement can also <br />extend to understanding the role that the housing market has had in reinforcing inequities between <br />different groups by race and ethnicity. Even after formal discrimination in the housing market was <br />prohibited by law, differences in community resources and informal challenges have continued many <br />of the impacts of these policies on people of color in the community. <br />To assess these impacts, Figures 9 and 10 break down the counts and proportions, respectively, of <br />housing cost burdens faced by different groups in the community. From this information, aggregate <br />differences in housing costs burdens are largely nominal, with white households and households that <br />are Black, Indigenous, and people of color (BIPOC) equivalent with respect to severe cost burdens. <br />With respect to overall cost burdens, BIPOC households have a slightly higher rate of cost burden than <br />white households (52% versus 47%). <br />Examining groups in more detail, the most significant disparity between cost burdens is with <br />Hispanic/Latino households. Compared to the overall average of 49% of households being cost <br />burdened, about 59% of Hispanic/Latino households experience some level of cost burden. This <br />disparity is most notably with households spending 30–50% of their income on housing, which would <br />suggest that this is a concern, but may not reflect a critical immediate need. <br />Still, this does highlight that Hispanic/Latino households may have a slightly higher risk of economic <br />displacement in the community over other groups. Paired with concerns about cultural and social <br />displacement, anti-displacement policies developed should be sensitive to the needs faced by this <br />community. Additionally, while other groups in the community that have faced historical inequities <br />may not have distinctly higher housing gaps in aggregate, housing policies should still be sensitive to <br />the different needs of these groups across the community.