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Appendix E: Affordability and Displacement Everett Housing Action Plan E-12 <br />Risk Assessment <br />The distribution of risk across the city can be important in targeting appropriate interventions for <br />affordability and anti-displacement measures. This analysis provides four assessments based on the <br />spatial distribution of housing and risk factors: <br />An assessment of relative eviction risks in Everett based on public eviction records and research <br />from the University of Washington <br />Indexes from Displacement Risk and Opportunity Mapping reporting provided by the Puget <br />Sound Regional Council (PSRC) <br />The Social Vulnerability Index (SVI) used by the US Centers for Disease Control (CDC) and the <br />Agency for Toxic Substances and Disease Registry (ATSDR) <br />An evaluation of physical displacement risk in Everett based on data from the upcoming County <br />Buildable Lands Report <br />Evictions <br />Understanding the rate at which households are evicted from housing can highlight situations where <br />housing burdens may be severe, and households are vulnerable to financial hardship that can threaten <br />their housing security. To identify areas where households face high eviction risks, data from the <br />University of Washington Evictions Study is used, which captures both counts and rates of residential <br />evictions across the Puget Sound region for the period between 2004 and 2017. <br />From this study, Figure 11 shows relative eviction rates across Snohomish County and north King <br />County. Eviction rates are calculated here by comparing the number of evictions against the total <br />number of renters within a given Census tract, and then comparing this rate to all other Census tracts <br />within King, Pierce, Snohomish, and Skagit Counties. This index can identify locations which stand out <br />in the region for high rates of eviction. <br />The highest relative rate of evictions in Everett come from southern neighborhoods, with the highest <br />rates found in Boulevard Bluffs and Holly. For the tracts corresponding to these neighborhoods, <br />Boulevard Hills (Census Tract 413.04) has an eviction rate of 6.6%, but the low number of renting <br />households in this tract means that the 13 evictions recorded during this period result in a higher level <br />of uncertainty measure. However, the tract in the Holly neighborhood (419.05) recorded 77 evictions <br />during this period for an overall rate of 4.4%, which is over three times higher than the region overall. <br />High evictions rates of 3.8–3.9% were also found in the tracts corresponding to the Evergreen and <br />Westmont neighborhoods, corresponding to rates over twice of the regional average. Four additional <br />Census tracts in the City were at least 50% over regional eviction rates during this period. <br />While eviction rates in Everett in general are noted as being above average, the high eviction rates in <br />these southern neighborhoods highlight that many households in these areas are at greater risk of <br />housing insecurity, especially in situations where financial emergencies and severe housing burdens <br />may challenge their ability to afford housing.