Botesch, Nash & Hall Architects 10/15/2021

This endorsement modifies insurance provided under the following: BUSINESS AU I O COVERAGE FORM A. Broad Form Named Insured The follottivi(%.c is added to the SECTION 11 COVERED AUTOS OS LABILITY COVERAGE. Para- graph A. l . Who Is An Insured Provision. Any business entity newly acquired or formed by you during the policy period, provided you own fifty percent (50%) or more of the business entity and the business entity is not separately insured for Bus- iness Auto Coverage Coverage is extended up to a maximum of one hundred eighty (180) days following the acquisition or formation of the business entity. This provision does not apply to any person or organization for which coverage is excluded by, endorsement. B. Employees As Insureds The following idded to the SECTION II -� COVERED AUTOS LIABILITY COVERAGE! Para- graph A.1. Who Is An Insured Provision. Any "employee" of yours is an '"insured" wt }ie ()swig a covered "auto" you don't own. hire or borrow in your business or your personal affairs C. Blanket Additional Insured The following is added to the SECTION li COVERED AUTOS LIABILITY COVERAGE, PF.ira.. graph A.1. Who Is An Insured Provision Any person or organization that you are required to include as an additional insure; on this coverage form in a contract or agreement that is executed by you before the "bodily injury`: or "property damage" occurs is an "insured" for liability coverage, but only for damages to which this insurance applies and only to the extent that person or organization qualifies as .an 'Yifsui ed" under the 'I ho Is An Insured pto v rs;on contained in SECTION II - COVERED AUTOS LIABILITY COVERAGE. The insurance provided to the additional insured will be on a primary ..and non-contributory basis to the 'additional insured's own business auto coverage if you are required to do so in a contract or agreement that is executed by you before the "bodily injury' or .'property damage" occurs D Blanket Waiver Of Subrogation The following is added to the SECTION IV -- BUSI- NESS AUTO CONDITIONS, A. Loss Conditions, 5. Transfer Of Rights Of Recovery Against Others To ls" We wave any right of recovery we may have against any person or organizat►on to the extent required of you by a contract executed prior to any "accident" or PPA 300 03 13 loss", provided that the accident" or -loss' arises out of the operations contemplated by such contract. The •waiv.r applies only to the person or Organization designated in such contract. E. Employee Hired Autos 1 i he ; al:owing ;s added to the SECTION II COVERED AUTOS LIABILITY COVERAGE, Paragraph A.1. Who An Insured Provision: An "employee" of yours is an "insured" while o perating an !'auto" hired or rented under a contract or agreement in that "employee's' n ame, with your permission. while performing duties related to the conduct of your business. 2. Changes In General Conditions Paragraph L.b. of the Other Insurance Con- dition in the BUSINESS AUTO CONDITIONS is deleted and replaced with the following b. For Hired Auto Physical Damage Coverage, the following are deemed to be covered .'autos' you own (1) Any covered "auto" you lease hire.. rent or borrnw; and (2) Any covered "auto" hired or rented by your "employee' under a contract in that individual employee's" name, with your permission, while performing duties related to the conduct of your business. However, any 'auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto" F. Fellow Employe Coverage S ECTION it a COVERED AUTOS LIABILITY COVERAGE, Exclusion B 5. does not apply if you have workers compensation insurance in -force covering all of your employees. G. Auto Loan Lease Gap Coverage S ECTION III -- PHYSICAL DAMAGE COVERAGE, C Limit Of Insurance, is amended by the addition of the toliowing In the event of a total "loss" to a covered "auto" shown in the Schedule of Declarations, we will pay any unpaid amount due on the lease or loan for a covered "auto". less: 1. The amount paid under the PHYSICAL DAMAGE COVERAGE section :Di the pollty, and 2. Any a. Overdue lease/loan payments at the time of the ' loss". Page 2 of 5