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conditions, location,traffic,and other contingencies that may affect the work and has made its quote <br /> or proposal accordingly and (2)that it assumes the responsibility and risk of all loss or damage to <br /> materials or work which may arise from any cause whatsoever prior to completion. <br /> 12. Headings for Convenience Only.The headings in this document are for convenience <br /> only, and shall not be used or considered to interpret or construe this document. <br /> 13. Effective Date. This Contract is effective as of the date of the last person to sign it, and <br /> may be executed in multiple counterparts, each of which shall be deemed an original. <br /> (Remainder of Page Intentionally Left Blank;Signature Page Follows) <br />