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largest deductible applicable to any (1) The number of days reasonably <br /> owned "auto" for that coverage. No required to repair or replace the <br /> deductible applies to"loss" caused by covered "auto". If"loss" is caused <br /> fire or lightning. In addition, coverage by theft, this number of days is <br /> provided under this Coverage added to the number of days it <br /> Extension is excess over any other takes to locate the covered "auto" <br /> collectible insurance. This Coverage and return it to you. <br /> Extension does not provide coverage <br /> for"loss of use" of a hired "auto". (2) 45 days. <br /> e. Physical Damage - Personal Effects c. Our payment is limited to the lesser of <br /> the following amounts: <br /> In the event of a total theft of a covered <br /> "auto", we will pay up to a maximum of (1) Necessary and actual expenses <br /> $500 per loss for personal effects in the incurred. <br /> covered "auto" at the time of loss. <br /> 8. Physical Damage -Accidental Discharge (2) $1,350. <br /> Of Airbag Coverage <br /> d. This coverage does not apply while <br /> The following is added to Paragraph 3.a. of there are spare or reserve "autos" <br /> B. Exclusions of Section III—Physical available to you for your operations. <br /> Damage Coverage in the Business Auto <br /> Coverage Form: <br /> e. If"loss" results from the total theft of a <br /> This exclusion does not apply to the covered "auto" of the private <br /> accidental discharge of an airbag caused by passenger type, we will pay under this <br /> or arising from mechanical or electrical coverage only that amount of your <br /> breakdown, provided the covered "auto" rental reimbursement expenses which <br /> does not also incur other physical damage. is not already provided for under <br /> This insurance is excess over any other Subparagraph a. Transportation <br /> collectible insurance or warranty. No Expenses of A. Coverage of Section <br /> deductibles apply to this Airbag Coverage. III—Physical Damage Coverage in <br /> the Business Auto Coverage Form. <br /> 9. Rental Reimbursement Coverage 10. Unintentional Failure To Disclose All <br /> Hazards <br /> a. We will pay up to$30 per day, for up <br /> to 45 days, for rental reimbursement Your failure to disclose hazards existing as <br /> expenses incurred by you for the of the inception date of this policy shall not <br /> rental of an "auto" because of"loss"to prejudice you with respect to the insurance <br /> a covered "auto". Payment applies in provided by this Coverage Part, provided <br /> addition to the otherwise applicable such failure or omission was not intentional. <br /> amount of each coverage you have on However, this provision does not affect our <br /> a covered "auto." No deductibles right to collect additional premium for any <br /> apply to this coverage. such hazard or exercise our right of <br /> cancellation or non renewal. <br /> b. We will pay only for those expenses <br /> incurred during the policy period 11. Duties In The Event Of Accident, Claim, <br /> beginning 24 hours after the "loss" and Suit Or Loss <br /> ending, regardless of the policy's <br /> expiration, with the lesser of the a. The following is added to <br /> following number of days: Subparagraph a. of Paragraph 2. <br /> Duties In The Event Of Accident, <br /> Claim, Suit Or Loss of A. Loss <br /> MS 1431 05 14 Page 4 of 5 <br /> (;2013 Mitsui Sumitomo Insurance Group.all rights reserved <br /> (Includes copyrighted material of Insurance Services Office.Inc.kith its permission) <br />