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accordingly and (2)that it assumes the responsibility and risk of all loss or damage to materials or work <br /> which may arise from any cause whatsoever prior to completion. <br /> 13. Headings for Convenience Only. The headings in this document are for convenience <br /> only, and shall not be used or considered to interpret or construe this document. <br /> 14. Effective Date. This Contract is effective as of the date of the last person to sign it, and <br /> may be executed in multiple counterparts,each of which shall be deemed an original. <br /> [Remainder of Page Intentionally Left Blank;Signature Page Follows] <br />