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PRIVACY POLICY <br /> We Are Committed to Safeguarding Customer Information <br /> In order to better serve your needs now and in the future, we may ask you to provide us with <br /> certain information. We understand that you may be concerned about what we will do with such <br /> information—particularly any personal or financial information. We agree that you have a right to <br /> know how we will utilize the personal information you provide to us. Therefore, we have adopted <br /> this Privacy Policy to govern the use and handling of your personal information. <br /> Applicability <br /> Depending upon which of our services you are utilizing, the types of nonpublic personal <br /> information that we may collect include: <br /> • Information we receive from you on applications, forms and in other communications to us, <br /> whether in writing, in person, by telephone or any other means; <br /> • Information about your transactions with us, our affiliated companies, or others, and <br /> • Information we receive from a consumer reporting agency. <br /> Use of Information <br /> We request information from you for your own legitimate business purposes and not for the <br /> benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated <br /> parties except: (1) as necessary for us to provide the product or services you have requested of <br /> us; or (2) as permitted by law. We may, however, store such information indefinitely, including <br /> the period after which any customer relationship has ceased. Such information may be used for <br /> any internal purpose, such as quality control efforts or customer analysis. We may also provide <br /> all of the types of nonpublic personal information listed above to one or more of our affiliated <br /> companies. Such affiliated companies include financial service providers, such as title insurers, <br /> property and casualty insurers, and trust and investment advisory companies, or companies <br /> involved in real estate services, such as appraisal companies, home warranty companies and <br /> escrow companies. <br /> Former Customers <br /> Even if you are no longer our customer, our Privacy Policy will continue to apply to you. <br /> Confidentiality and Security <br /> We will use our best efforts to ensure that no unauthorized parties have access to any of your <br /> information. We restrict access to nonpublic personal information about you to those individuals <br /> and entities who need to know that information to provide products or services to you. We will <br /> use our best efforts to train and oversee our employees and agents to ensure that your <br /> information will be handled responsibly and in accordance with this Privacy Policy. We currently <br /> maintain physical, electronic, and procedural safeguards that comply with federal regulations to <br /> guard your nonpublic personal information. <br /> Page 7 of 7 <br />