Botesch, Nash & Hall 9/19/2022 - Laserfiche WebLink

b. Financial penalties imposed under a lease (2) An adjustment for depreciation and physical for excessive use. abnormal wear and tear condition will be made in the event of a total or high mileage. c. Security deposits not returned by the lessor; (3) If a repair or replacement results in better d. Costs for extended warranties, Credit Life than like kind or quality. we will not pay for the betterment. Insurance, Health. Accident or Disability Insurance purchased with the loan or lease. (4) A deductible equal to the highest Physical and Damage deductible applicable to any owned e. Carry-over balances from previous loans or auto will apply leases. (5) This Coverage Extension will not apply to H. Glass Repair-Waiver Of Deductible (a) Any "auto' that is hired rented or SECTION III - PHYSICAL DAMAGE COVERAGE. borrowed with a driver, or D. Deductible is amended by adding the following (b) Any 'auto' that is hired, rented or No deductible for a covered "auto"will apply to glass borrowed from your"employee'. damage if the glass is repaired rather than replaced K. Hired Auto Physical Damage-Loss Of Use I. Personal Effects Coverage The following is added to SECTION II - COVERED The following is added to SECTION III - PHYSICAL AUTOS LIABILITY COVERAGE, A.2, Coverage DAMAGE COVERAGE A. Coverage, 4. Coverage Extensions Extensions e. We will pay sums which you legally must pay to c Personal Effects Coverage the lessor of a covered 'auto" which you have leased without a driver for thirty(30)days or less In the event of a total theft loss of your covered for the lessor's loss of use of the covered "auto' 'auto' we will pay up to $400 for 'loss" to provided. wearing apparel and other personal effects (1) This insurance provides comprehensive, which are: specified causes of loss or collision covered (1) Owned by an "insured". and on the covered "auto", (2) In or on your covered "auto", (2) The loss of use results from the covered No deductible applies to Personal Effects "auto" being damaged in an 'accident" while you are leasing it. Coverage. J. Hired Auto Physical Damage Coverage We will pay up to a maximum limn of$1,500 for this covered extension The following is added to SECTION III - PHYSICAL L. Hired Car-Worldwide Coverage DAMAGE COVERAGE, A. Coverage, 4. Coverage Extensions The following is added to SECTION II - COVERED AUTOS LIABILITY COVERAGE, A.2. Coverage d. Hired Auto Physical Damage Coverage Extensions If hired "autos are covered "autos" for Liability f. Hired Car-Worldwide Coverage Coverage and this policy also provides Physical Damage Coverage for an owned "auto", then the (1) We will pay all sums an "insured` legally Physical Damage Coverage is extended to must pay as damages because of "bodily autos' that you hire, rent or borrow subject to injury" or 'property damage" to which this the following. insurance applies. caused by an "accident' which occurs outside of the United States of (1) The most we will pay for 'loss' in any one America. the territones and possessions of "accident` to a hired rented or borrowed the United States of America. Puerto Rico "auto"is the lesser of: and Canada resulting from the maintenance, (a) $60.000 or use of any covered "auto" of the private The actual cash value of the damaged passenger type you lease, hire. rent or (b) g borrow without a driver for thirty 00)days or or stolen property as of the time of the less. "loss", or (2) With respect to any claim made or suit" (c) The cost of repainng or replacing the instituted outside the United States of damaged or stolen property with other America the territories and possessions of property of like kind and quality the United States of America. Puerto Rico and Canada: PPA 300 03 13 Page 3 of 5