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accordingly and (Z) that it assumes the responsibility and risk of all loss ordamage to materials or work <br />which may arise from any cause whatsoever prior tocompletion. <br />23. Headings for Convenience Only. The headings in this document are for convenience <br />only, and shall not be used or considered to interpret or construe this document. <br />14. Effective Date. This Contract is effective as of the date of the last person to sign it, and <br />may be executed in multiple counterparts, each of which shall be deemed an original. <br />emainder of Page Intentionally Left <br />It <br />lank; Signature Page Follows] <br />