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The following changes revise SECTION IV - <br />BUSINESS AUTO CONDITIONS <br />The following is added to Paragraph A.2.a.: <br />Amended Duties in the Event of an Accident, <br />Claim, Lawsuit or Loss <br />However, this duty is only required when the <br />"accident" is known to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; <br />(3) A member, if you are a limited liability <br />company; or <br />(4) An executive officer or insurance manager, <br />if you are a corporation. <br />The following is added to Paragraph A.: <br />6. Blanket Waiver of Subrogation <br />We waive any right of recovery we may have <br />against any person or organization to the extent <br />required of you by a written contract executed <br />prior to any "accident" because of payments we <br />make for damages under this coverage form. <br />The following is added to Paragraph B.2.: <br />Unintentional Failure to Disclose Hazards <br />Any unintentional failure to disclose all exposures or <br />hazards existing as of the effective date of the <br />Business Auto Coverage Form or at any time during <br />the policy period will not invalidate or adversely <br />affect the coverage for such exposure or hazard. <br />However, you must report the undisclosed exposure <br />or hazard to us as soon as reasonably possible <br />after its discovery. <br />Paragraph B.5.b. is deleted and replaced with the <br />following: <br />b. For Hired Auto Physical Damage Coverage, the <br />following are deemed to be covered "autos" you <br />own: <br />(1) Any covered "auto" you lease, hire, rent or <br />borrow; and <br />(2) Any covered "auto" hired or rented by your <br />"employee" under a contract in that <br />individual "employee's" name, with your <br />permission, while performing duties related <br />to the conduct of your business. <br />However, any "auto" that is leased, hired, <br />rented or borrowed with a driver is not a <br />covered "auto". <br />The following is added to Paragraph B.5. <br />e. To the extent required by an "insured contract", <br />this insurance is primary on behalf of the <br />additional insured, and any other insurance <br />maintained by the additional insured is excess <br />and not contributory with this insurance. If the <br />"insured contract" does not require this <br />provision, then Paragraph a. above will apply. <br />The following changes revise SECTION V - <br />DEFINITIONS <br />The following is added: <br />Q. "Camper" means a portable dwelling unit without <br />axles or wheels that has been manufactured for <br />attachment on the bed of a pickup truck to be used <br />for casual travel or camping. <br />EA99101113 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 4 of 4