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<br />General Provisions - 3 <br />Contractor pursuant to this Section. The provisions of this Section 10 shall survive the expiration <br />or termination of this Contract. <br />8. Insurance. <br />A. Contractor shall comply with the following conditions and procure and keep in force during <br />the term of this Contract, at Contractor’s own cost and expense, the policies of insurance as <br />set forth in this Section with companies authorized to do business in the State of Washington, <br />which are rated at least “A-” or better and with a numerical rating of no less than seven (7), <br />by A.M. Best Company and which are acceptable to the City. <br />1. Workers’ Compensation Insurance as required by Washington law and Employer’s <br />Liability Insurance with limits not less than $1,000,000 per occurrence. If the City <br />authorizes sublet work, the Contractor shall require each subcontractor to provide <br />Workers’ Compensation Insurance for its employees, unless the Contractor covers <br />such employees. <br />2. Commercial General Liability Insurance on an occurrence basis in an amount not <br />less than $1,000,000 per occurrence and at least $2,000,000 in the annual <br />aggregate, including but not limited to: premises/operations (including off-site <br />operations), blanket contractual liability and broad form property damage. <br />3. Business Automobile Liability Insurance in an amount not less than $1,000,000 per <br />occurrence, extending to any automobile. A statement certifying that no vehicle <br />will be used in accomplishing this Contract may be substituted for this insurance <br />requirement. <br />4. Professional Errors and Omissions Insurance in an amount not less than $2,000,000 <br />per occurrence and $2,000,000 in the annual aggregate. Such coverage may be <br />written on a claims made basis. <br />5. Umbrella/Excess Liability insurance as may be required to demonstrate minimum <br />Commercial General Liability and Business Automobile Liability Insurance total <br />limits are $5,000,000, which may be satisfied with primary limits or any <br />combination of primary and/or Umbrella/Excess limits. <br />B. The above liability policies shall be primary as to the City and shall contain a provision that <br />the policy shall not be canceled or materially changed without 30 days prior written notice to <br />the City. No cancellation provision in any insurance policy shall be construed in derogation <br />of the continuous duty of the Contractor to furnish the required insurance during the term of <br />this Contract. <br />C. Upon written request by the City, the insurer or its agent will furnish, prior to or during any <br />Work being performed, a copy of any policy cited above, certified to be a true and complete <br />copy of the original. <br />D. The Description of Operations on the Certificate of Insurance must substantially read as <br />follows: "The above commercial general and auto liability policies are primary as to the City <br />of Everett; have the City of Everett, its officers, employees, agents, and volunteers as <br />additional insureds; and contain a provision that the policy shall not be canceled or <br />materially changed without 30 days prior written notice to the City of Everett." <br />E. Prior to the Contractor performing any Work, Contractor shall provide the City or the City’s <br />designee with a Certificate of Insurance acceptable to the City Attorney evidencing the <br />required insurance. Contractor shall provide the City or the City’s designee with either (1) a <br />true copy of an endorsement naming the City of Everett, its officers, employees, agents and <br />volunteers as Additional Insureds on the Commercial General Liability Insurance policy and <br />the Business Automobile Liability Insurance policy with respect to the operations performed <br />and services provided under this Contract and that such insurance shall apply as primary