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AN-700-CS (03/21) 3b Alliance 2021 <br />Minimum Value <br />The minimum value will be the principal accumulated at 1.70% through the Contract Termination Date. For <br />purposes of this paragraph, “principal” is defined as Contributions minus withdrawals, if any, but not less <br />than zero. We will calculate the minimum value on a date that is, at most, ten days prior to the Contract <br />Termination Date. <br />MINIMUM VALUE ADJUSTMENT: $288,837.03