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54 <br />1. Bodily Injury Liability; <br />2. Property Damage Liability; <br />3. Personal Injury Liability; <br />4. Owned and Non-Owned Auto Liability; <br />5. Hired and Borrowed Auto Liability. <br />Comprehensive Automobile Liability Insurance covering all owned, non-owned, hired and <br />leased vehicles as well as employee vehicles utilized in performance or the Work or at the <br />Work site shall be provided. Coverage shall be written on ISO form CA 00 01 or a substitute <br />form providing equivalent liability coverage. The insurance policy shall be endorsed to <br />provide contractual liability coverage. <br />c. Worker’s Compensation as required by Washington law and Employer’s Liability Insurance <br />(Stop Gap) with limits not less than $1,000,000 per occurrence. If the City authorizes sublet <br />work, the Contractor shall require each subcontractor to provide Worker’s Compensation <br />Insurance for its employees, unless the Contractor covers such employees. <br />Contractor shall comply with the following conditions and procure and keep in force during <br />the term of this Contract, at Contractor’s own cost and expense, the policies of insurance <br />with companies authorized to do business in the State of Washington, which are rated at <br />least “A” or better and with a numerical rating of no less than VII, by A.M. Best Company and <br />which are acceptable to the City. <br />The Contractor’s insurance coverage shall be primary insurance as respect to the City. Any <br />insurance, self-insurance or other coverage maintained by the City shall be for the protection of <br />the City and excess to the Contractor’s insurance and shall not contribute with it. The above <br />liability policies shall be endorsed to contain a provision that the policy shall not be canceled or <br />materially changed without thirty (30) days prior written notice by certified mail, return receipt <br />requested, has been given to the City. No cancellation provision in any insurance policy shall be <br />construed in derogation of the continuous duty of the Contractor to furnish the required <br />insurance during the term of this Contract. <br />The Insurer or his/her agent will furnish to the Contract Administrator upon request, prior to <br />any Work being performed, a copy of any policy cited above, certified to be a true and complete <br />copy of the original. <br />Contractor shall provide the Contract Administrator, prior to any Work being performed, a <br />Certificate of Insurance and additional insured endorsement(s) acceptable to the City Attorney <br />evidencing the above-required insurance(s) and naming the City of Everett, its officers, <br />employees and agents as Additional Insureds on the Commercial General Liability Insurance <br />policy and the Business Automobile Liability Insurance policy with respect to the operations <br />performed and services provided under this Contract; and that such insurance shall apply as <br />primary insurance on behalf of such Additional Insureds. The City shall be named as an <br />Additional Insured by endorsement using ISO Form CG 2010 or equivalent. Receipt by the City of <br />any certificate showing less coverage than required is not a waiver of the Contractor’s <br />obligations to fulfill the requirements.