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<br /> Page 33 <br />Everett 2044 Housing Element Appendix <br />Category 2: Sensitfve informatfon <br />percent in 2017–21, even as their extremely low-income share plunged (29 → 15 → 11 percent). Their <br />above-median proportfon has inched up from 27 percent to 29 percent over the two latter periods. <br />Similarly, Hispanic households edged upward in every band from mid-range to top over these three <br />snapshots: the low-income segment (50–80 percent) increased from 23 percent in 2010–14 to 28 <br />percent in 2017–21, while their above-median share crept from 19 percent to 20 percent. <br />In sum, Chart 6 reveals that, since the early 2010s, Everett’s households have gradually moved out of the <br />deepest poverty categories and into middle-income brackets—most dramatfcally among Black and <br />Hispanic residents—while the city’s highest earners have seen only modest gains. This three-period <br />comparison underscores a slow but notable shifl toward greater income stabilizatfon for many groups, <br />even as disparitfes persist. <br />Building on these income trends, Chart 7 then examines how households across different racial and <br />ethnic groups are split between owning and rentfng. By comparing tenure patterns alongside income <br />distributfons, we can see not only who is earning what, but also how that translates into housing stability <br />and wealth-building opportunitfes for each community. <br /> <br /> <br />Sources: US HUD, 2017-2021 Comprehensive Housing Affordability Strategy (CHAS) (Table 9) <br />Between the two five-year periods, the overall split between owner- and renter-occupied households <br />barely shifled—moving from roughly 49/51 to 48/52 in favor of renters. However, some groups saw <br />more notable changes: <br />• Black or African-American households experienced the largest gain in ownership, rising from <br />about 26 percent owner-occupied (74 percent renter) in 2015–19 to 38 percent owner-occupied <br />(62 percent renter) in 2017–21. <br />48% <br />35% <br />51% <br />0% <br />35% <br />38% <br />57% <br />35% <br />52% <br />65% <br />49% <br />100% <br />65% <br />62% <br />43% <br />65% <br />0%10%20%30%40%50%60%70%80%90%100% <br />All <br />Other (including multiple races, non-Hispanic) <br />White alone, non-Hispanic <br />Pacific Islander alone, non-Hispanic <br />Hispanic, any race <br />Black or African-American alone, non-Hispanic <br />Asian alone, non-Hispanic <br />American Indian or Alaska Native alone, non-Hispanic <br />Chart 7: Percent Owner and Renter Households by Race and <br />Ethnicity, 5-Year Avereage (2017-2021) <br />Owner-occupied Renter-occupied