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• Automobile Liability Coverage covering owned,hired and non-owned auto for limits no less than <br /> $1MM combined single limited per occurrence for bodily injury,property damage and physical <br /> damage(collision and comprehensive). <br /> • Fidelity Bond in an amount equivalent to the lesser of$1 million or six month's gross income. <br /> 13. Other Insurance(as needed):-Such other insurance in such amounts,and with such companies as the <br /> SM may require,including but not limited to,insurance coverage covering wind,mudslide(as needed), <br /> acts of terrorism, toxic mold, fungus, moisture, microbial contamination, pathogenic organisms or <br /> covering other parties such as the Project Architect, the Builder, any other prime contractors, the <br /> construction manager, if applicable, and the Project Manager to the extent such insurance can be <br /> acquired on a commercially reasonable basis in the sole discretion of the SM. <br />