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Paragraph K.WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS does not <br /> apply if another waiver of transfer of rights of recovery against others is endorsed separately to this <br /> policy. <br /> L. OTHER INSURANCE <br /> When Coverage applies in this General Liability Enhancement Endorsement, no other coverage or <br /> limit of insurance in the policy applies to loss or damage insured by this coverage. <br /> M. NON-EMPLOYMENT DISCRIMINATION LIABILITY(DEFENSE WITHIN LIMITS) <br /> The following is added to paragraph 14. "Personal and advertising injury" SECTION V - <br /> DEFINITIONS of COMMERCIAL GENERAL LIABILITY COVERAGE FORM: <br /> h. Non-employment discrimination. <br /> Non-employment discrimination means violation of a person's civil rights with respect to such <br /> person's race, color, national origin, religion, gender, marital status, age, sexual orientation or <br /> preference, physical or mental condition,or any other protected class or characteristic established by <br /> any federal, state or local statutes, rules or regulations. Non-employment discrimination does not <br /> include violation of civil rights arising out of past,present or prospective employment. <br /> Our obligation under the Personal and Advertising Injury Liability Coverage to pay non- <br /> employment discrimination liability damages on your behalf applies only to the amount of damages in <br /> excess of$5,000 deductible as the result of any one offense regardless of the number of persons or <br /> organizations who sustain damages because of the offense. <br /> The most we will pay for all damages for non-employment discrimination is $15,000 annual <br /> aggregate. No other liability to pay sums or perform acts or services is covered. <br /> Supplemental Payments - Coverages A and B do not apply to non-employment discrimination <br /> coverage. <br /> N. ADDITIONAL INSURED-OWNERS, LESSEES OR CONTRACTORS OR OTHERS-AUTOMATIC, <br /> INCLUDING PRIMARY NON-CONTRIBUTORY <br /> 1. SECTION II-WHO IS AN INSURED is amended to include as an additional insured any person <br /> or organization for whom you are performing operations when you are obligated by virtue of a <br /> written contract or agreement that such person or organization be added as an additional <br /> insured on your policy. Such person or organization is an additional insured only with respect to <br /> liability for"bodily injury", "property damage" or"personal and advertising injury" caused by your <br /> ongoing operations for the additional insured and only to the extent that such "bodily injury", <br /> "property damage" or "personal and advertising injury" is caused by your negligence or the <br /> negligence of those performing operations on your behalf. <br /> This insurance does not apply to "bodily injury', "property damage", "personal and advertising <br /> injury"included within the"products-completed operations hazard". <br /> This insurance does not apply to any additional insured scheduled on your policy by separate <br /> endorsement <br /> 2. Limits of Insurance <br /> Limits of insurance for such additional insured are the limits in this coverage form or the limits <br /> you and such additional insured agreed to by virtue of a contract or agreement, whichever is <br /> less. These limits are inclusive of and are not in addition to the Limits Of Insurance shown in the <br /> Declarations. <br /> 3. Exclusions <br /> A. With respect to the insurance afforded to these additional insureds, the following additional <br /> exclusions apply to "bodily injury", "property damage" or "personal and advertising injury" <br /> arising out of: <br /> 1. The rendering of or failure to render any professional services by you or on your behalf, <br /> but only with respect to either or both of the following operations: <br /> CL CG 00 13 0813 Includes copyrighted material of Insurance Services Page 5 of 6 <br /> Office,Inc.with its permission <br />