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SECTION 5. FINANCIAL AND INSURANCE REQUIREMENTS <br /> 5.1 Indemnification <br /> (A) General Indemnification. Grantee shall indemnify, defend and hold the City, its <br /> officers, officials, boards, commissions, agents and employees, harmless from any action or claim <br /> for injury, damage, loss, liability, cost or expense, including court and appeal costs and attorneys' <br /> fees or expenses, arising from any casualty or accident to Person or property, including, without <br /> limitation, copyright infringement, defamation, and all other damages in any way arising out of, or <br /> by reason of, any construction, excavation, operation, maintenance, reconstruction, or any other act <br /> done under this Franchise, by or for Grantee, its agents, or its employees, or by reason of any <br /> neglect or omission of Grantee. Grantee shall consult and cooperate with the City while conducting <br /> its defense of the City. <br /> (B) Indemnification for Relocation. Grantee shall indemnify the City for any damages, <br /> claims, additional costs or expenses assessed against, or payable by, the City arising out of, or <br /> resulting from, directly or indirectly, Grantee's failure to remove, adjust or relocate any of its <br /> facilities in the Rights-of-Way in a timely manner in accordance with any relocation required by the <br /> City. <br /> (C) Procedures and Defense. If a claim or action arises, the City or any other <br /> indemnified party shall promptly tender the defense of the claim to Grantee, which defense shall be <br /> at Grantee's expense. The City may participate in the defense of a claim and, in any event, Grantee <br /> may not agree to any settlement of claims affecting the City without the City's approval. <br /> (D) Non-waiver. The fact that Grantee carries out any activities under this Franchise <br /> through independent contractors shall not constitute an avoidance of or defense to Grantee's duty of <br /> defense and indemnification under this subsection. <br /> (E) Expenses. Grantee shall pay all expenses incurred by the City in defending itself <br /> with regard to any action, suit or proceeding indemnified by Grantee. The City's expenses shall <br /> include all out-of-pocket expenses, such as consultants' fees, and shall also include the reasonable <br /> value of any services rendered by the City Attorney or his/her assistants or any employees of the <br /> City or its agents. <br /> 5.2 Insurance <br /> (A) Grantee shall maintain in full force and effect at its own cost and expense each of <br /> the following policies of insurance: <br /> (1) Commercial General Liability insurance with limits of no less than one <br /> million dollars ($1,000,000.00) per occurrence and two million dollars ($2,000,000.00) <br /> excess liability. Such insurance shall name the City, its officers, officials and employees as <br /> additional insureds. <br /> 9 <br />