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City of Everett 00 72 00 - 54 00 72 00 - 54 GENERAL CONDITIONS $ 2,000,000 Personal & Advertising Injury $ 2,000,000 Each Occurrence $ 100,000 Fire Damage Stop Gap Employers Liability $ 1,000,000 Each Accident $ 1,000,000 Disease - Policy Limit $ 1,000,000 Disease - Each Employee A stop gap policy limit of $500,000 will be acceptable if, and only if, the Contractor Excess or Umbrella Liability policy required by 15.3.14.6 Excess or Umbrella Liability provides coverage over the stop gap policy. 15.3.14.5 Automobile Commercial Automobile Liability: as specified by Insurance Services Office, form number CA 0001, Symbol 1 (any auto), with an MCS 90 endorsement and a CA 9948 endorsement attached if “pollutants” as defined in exclusion 11 of the commercial auto policy are to be transported. Such policy(ies) must provide coverage with a combined single limit of not less than $2,000,000 for each accident. 15.3.14.6 Excess or Umbrella Liability The limits stated in this section 15.3.14 may be satisfied by a combination of liability and, if necessary, commercial umbrella/excess policies. 15.3.14.7 Pollution Liability A policy providing coverage for claims involving remediation, disposal, or other handling of pollutants arising out of Contractor’s operations for others; contractors site (owned); arising from the transportation of hazardous materials; or involving remediation, abatement, repair, maintenance or other work with lead-based paint or materials containing asbestos. Such Pollution Liability policy shall provide at least $2,000,000 per occurrence coverage for Bodily Injury and Property Damage. 15.3.14.8 Worker’s Compensation A policy of Worker’s Compensation, as required by the Industrial Insurance Laws of the State of Washington. As respects Workers’ Compensation insurance in the state of Washington, Contractor shall secure its liability for industrial injury to its employees in accordance with the provisions of RCW Title 51. If Contractor is qualified as a self-insurer in accordance with RCW 51.14, Contractor shall so certify by letter signed by a corporate officer indicating that it is a qualified self insured, and setting forth the limits of any policy of excess insurance covering its employees. 15.3.15 Self-Insurance At its sole option and in its sole discretion, Owner may accept Contractor’s self-insurance for a liability coverage in lieu of insurance from an insurer. Contractor must provide a letter from its Corporate Risk Manager, or appropriate Finance Officer representing and warranting the following minimum information: whether the self-insurance program is actuarially funded; the fund limits; any excess declaration pages to meet the Contract requirements; a description of how Contractor would protect and defend the Owner as an Additional Insured in their Self-Insured layer; and claims-handling directions in the event of a claim. Any amounts due to, sought by, or paid to third party claimants shall be the sole responsibility of the Contractor, irrespective of whether such amount falls wholly within the level or amount of the Contractor’s self-insured retention.