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COMMON POLICY CONDITIONS WASHINGTON All Coverage Parts.included in this policy are subject to the following conditions. The 'conditions in this endorsement ;replace any c. Because: of its physical condition, the similar conditions in the policy that are less favorable structure is in danger of collapse, to the insured. d. Because of its physical condition, a vacs- A. CANCELLATION tion or demolition order has been issued 1. The first Named Insured.:shown in the.Decla- for the structure, or it has been declared rations may cancel this policy by mailing or unsafe in accordance with applicable law; deliveringto us advance written notice of e. Fixed and salvageable items have been cancellation. removed from the structure, indicating an 2. We may .canceel this policy or anyCoverage intent to vacate the structure;. Part by mailing or delivering to the; first I. Without reasonable explanation, heat. Named Insured and the first Named Insured's water, sewer, and electricity are not fur- agent or broker Witten notice of cancellation, .nished for the structure for 60 .consecu- including the actual reason for the cancelle- tive days; or tion, to the last mailing address known to las, at least: 9- Thestruettire is not maintained in sub- stantial compliance with fire, safety and a. '10 days before the effective date of can- building codes. celiation if we cancel for'nonpayment of 4, if premium;or a b. 45 days before the effective date,of can- - You are an individual if we cancel for any other rea- b. A covered "auto" you own is of the "pri- son, vate passenger type"; and -_ except as provided in paragraphs 3. and 4. c. The policy does not cover garage, auto- m_ below: mobile sales agency, repair shop,service station or public parking place. operation 3. We may cancel the Commercial Propertyp Coverage Part, if Made a part of this policy; hazards, "— by mailing or delivering to the first Named in. we may cancel the Commercial Auto Cover- sured and:the first Named Insureds agent or age Part by mailing or delivering to the first broker written notice of cancellation at least 5 Named Insured and the first.Named insureds o— days before.the:effective date of cancellation agent or broker written notice of cancellation, for any;structure where 2 or more of the fol- including the actual reason for cancellation, 1111•••• lowing conditions exist to the last mailing address known to us: �= a. Without reasonable explanation, the a. At least 10 days before the effective date. structure is unoccupied for more than 80 of cancellation if we cancel for nonpay- consecutive days, or at least 65% of the merit of premium; or rental units,are unoccupied for more than b. At least 10 days before the effective date 120 consecutive days unless the strut- of cancellation for any other reason if the tura is maintained for seasonal ecru- policy is in effect less than 30 days;or panty or under construction. or repair; c, At least 20 days before the effective date b. Without reasonable explanation, progress of cancellation for other than nonpayment toward completion of permanent repairs if the policy is in effect 30 days or more;. to the structure has not occurred within or .-�- 60 days after receipt of funds following d. At least 20days before the effective date satisfactory adjustment or adjudication of loss resulting from a fire; of cancellation if the policy is in effect for 60 days or more or is a renewal or con- tinuation policy, and the reason for can- IL.T3 16 0.907(Rev.09-08) Includes the:copyrighted matedai of InsuranceServicesOffice,Inc.with its permission. Page 1 of.4 007383