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3. Standard Property forms including, but not Property Forms referenced above apply to <br /> limited to, the following: the Businessowners Property Coverage Spe- <br /> a. Building and Personal Property Coverage cial Form in the same manner as they apply <br /> Form; to the forms they reference. <br /> b. Business Income Coverage Form; Endorsements referencing the Commercial <br /> General Liability Coverage Part apply to the <br /> c. Commercial Property Conditions; Commercial General Liability Coverage Form <br /> d. Condominium Association Coverage (included in the Businessowners Coverage <br /> Form; Part) in the same manner as they apply to the <br /> form they reference. <br /> e. Condominium Commercial Unit-Owners <br /> Coverage Form; I. INSURANCE UNDER TWO OR MORE <br /> f. Causes of Loss Basic Form; COVERAGE PARTS <br /> If two or more of this policy's Coverage Parts op- <br /> g. Causes of Loss Special Form; and ply to the same loss or damage, we will not pay <br /> h. Causes of Loss Earthquake Form. more than the actual amount of the loss or dam- <br /> Endorsements referencing the Commercial age. <br /> Property Coverage Part or the Standard <br /> This policy consists of the Common Policy Declarations and the Coverage Parts and endorsements listed in that <br /> declarations form. <br /> In return for payment of the premium, we agree with the Named Insured to provide the insurance afforded by a <br /> Coverage Part forming part of this policy. That insurance will be provided by the company indicated as insuring <br /> company in the Common Policy Declarations by the abbreviation of its name opposite that Coverage Part. <br /> The companies listed below (each a stock company) have executed this policy, but it is valid only if counter- <br /> signed on the Common Policy Declarations by our authorized representative. <br /> The Travelers Indemnity Company (IND) <br /> The Phoenix Insurance Company (PHX) <br /> The Charter Oak Fire Insurance Company(COF) <br /> Travelers Property Casualty Company of America (TIL) <br /> The Travelers Indemnity Company of Connecticut(TCT) <br /> The Travelers Indemnity Company of America (TLA) <br /> Travelers Casualty Insurance Company of America (ACJ) <br /> )a 411 C. rel (f„. <br /> Secretary President <br /> Page 4 of 4 Includes the copyrighted material of Insurance Services Office,Inc.with its permission. IL T3 16 09 07(Rev.09-08) <br />