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(E) Expenses. Grantee shall pay all expenses incurred by the City in <br /> defending itself with regard to any action, suit or proceeding indemnified by Grantee. The City's <br /> expenses shall include all out-of-pocket expenses, such as consultants' fees, and shall also <br /> include the reasonable value of any services rendered by the City Attorney or his/her assistants <br /> or any employees of the City or its agents. <br /> 5.2. Insurance <br /> (A) Grantee shall maintain in full force and effect at its own cost and expense <br /> each of the following policies of insurance: <br /> (1) Commercial General Liability insurance with limits of no less than one <br /> million dollars ($1,000,000.00) per occurrence and two million dollars ($2,000,000.00) <br /> excess liability. Such insurance shall name the City, its officers, officials and employees <br /> as additional insureds. <br /> (2) Commercial Automobile Liability insurance with minimum combined <br /> single limits of one million dollars ($1,000,000.00) each occurrence and two million <br /> dollars ($2,000,000.00) excess liability with respect to each of Grantee's owned, hired <br /> and non-owned vehicles assigned to or used in the operation of the Open Video System <br /> in the City. <br /> (3) Employer's Liability: One million dollars ($1,000,000.00). <br /> (B) Each policy shall provide that the insurance shall not be canceled or <br /> materially changed so as to be out of compliance with these requirements without forty-five (45) <br /> days' written notice first provided to the City, via certified mail, and ten (10) days' notice for <br /> nonpayment of premium. If the insurance is canceled or materially altered so as to be out of <br /> compliance with the requirements of this subsection within the term of this Franchise, Grantee <br /> shall provide a replacement policy. Grantee agrees to maintain continuous uninterrupted <br /> insurance coverage, in at least the amounts required, for the duration of this Franchise and, in the <br /> case of the Commercial General Liability, for at least one (1) year after expiration of this <br /> Franchise. <br /> (C) Self insurance is not permitted for this Franchise, unless approved in <br /> advance and in writing by the City's Risk Administrator. <br /> 5.3. Deductibles /Certificate of Insurance <br /> Any deductible of the policies shall not in any way limit Grantee's liability to the City. <br /> (A) Endorsements. <br /> (1) All policies shall contain, or shall be endorsed so that: <br /> (a) The City, its officers, officials, boards, commissions, <br /> employees and agents are to be covered as, and have the rights of, <br /> additional insureds with respect to liability arising out of activities <br /> performed by, or on behalf of, Grantee under this Franchise or applicable <br /> 9 <br />