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t <br /> O�vner actine as contractor—some risks and liabilities.... <br /> �Vhen hiring an unlicenscd contractor and acting as your own contractor: <br /> • You may bc responsiblc for the mcdical and timc loss costs of cmployces injured <br /> while working on your projcct. <br /> • 1'ou may bc liablc for all unpaid taxcs <br /> • 1'our homeo�aner's insurance may not co��cr���ork done by an unlicensed conu•actor. <br /> • Thc law rcquires cony>Ictc disclosurc of all work Qiat has bcen done on yuur home, if <br /> you rescll. You may bc rcyuired to do work over again that has bccn done without <br /> pennits or inspections. Non-disclosure can Icad to civil action being taken against you. <br /> • You may be placing yoursclf and your fmiily in a lifo-thrcatcning situation, cspecially <br /> whcn hiring unlicensed pcoplc to install phunUing, electrical wiring, heating systems <br /> or wood stovcs. <br /> • Supplicrs can place a licn on your homc for non-p:iymcnt of matcrials by your <br /> contractor. <br /> • Unpaid a�orkcrs can place a licn on your property. <br /> • lVhcn problcros arisc, your only rccoursc is a Icngthy and costly ci��il :iction... if thcr� <br /> arc any asscts of��aluc to aUach, and if you can find thc contractor. <br /> 1 have read and ackno�vledaed thc abo��c infbrmation. <br /> � -, �//�--.--�- � ,�:C `-1 �� .> <br /> O���ncr's S`ignature Datc <br /> Please Print Signatory <br /> Name ���:���; /L1. �,� ,����e t <br />