NVL Laboratories Inc. 12/27/2016

COMMERCIAL AUTO CA 79 10 01 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CHANGES IN COMMERCIAL AUTO COVERAGE FORM This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM A. BROADENED WHO IS AN INSURED (4) All reasonable expenses incurred by Paragraph A.1. Who Is an Insured of SECTION the "insured" at our request, including II — LIABILITY COVERAGE is amended to in- actual loss of earnings up to $500 a clude the following: day because of time off from work. d. Any "employee" of yours is an "insured" C. FELLOW EMPLOYEE COVERAGE while using a covered "auto" you don't Paragraph B.5. Fellow Employee Exclusion con- own, hire or borrow in your business or tained in SECTION II — LIABILITY COVERAGE your personal affairs. does not apply if the "bodily injury" results from the e. Any "employee" of yours is an "insured" use of a covered "auto" you own or hire that is not while using an "auto" hired or rented un a bus, motorcycle or van used to transport em- der a contract or agreement in that "em- ployees. ployee's" name, with your permission, This Fellow Employee Coverage is excess over while performing duties related to the any other collectible insurance. conduct of your business. D. POLLUTION LIABILITY — BROADENED COV- f. Each person or Organization to whom you ERAGE FOR COVERED AUTOS are required by a written contract or 1. Liability Coverage is changed as follows: agreement to provide additional insured status is an "insured" under Liability Cov- a. Paragraph B.11.a. of the Pollution Ex- erage, but only to the extent that person clusion in SECTION II — LIABILITY or organization qualifies as an "insured" COVERAGE applies only to liability as- under the Who is an Insured Provision sumed under a contract or agreement. contained in Section II of the coverage b. With respect to the coverage afforded by form. The written contract or agreement Paragraph 1.a. Above, Exclusion B.6. Care, must be in effect during the policy period Custody or Control of SECTION II — shown in the Declarations and must have LIABILITY does not apply. been executed prior to the "bodily injury" 2. Changes in Definitions or"property damage." LIABILITY COVERAGE EXTENSIONS SUP- For the purposes of this endorsement, Para- B. PLEMENTARY PAYMENTS graph D. of SECTION V — DEFINITIONS is replaced by the following: Paragraphs A.2.a. (2) and A.2.a. (4) Coverage D. "Covered pollution cost or expense" Extensions — Supplementary Payments of means any cost or expense arising out of: SECTION II — LIABILITY COVERAGE are de- leted and replaced with the following: 1. Any request, demand, order or statu- tory or regulatory requirement that (2) Up to $5,000 for the cost of bail moni- bonds (including bonds for related any "insured" or others test for,traffic law violations) required be- tor, clean up, remove, contain, treat, detoxify or neutralize, or in any way cause of an "accident" we cover. We do not have to furnish these bonds. respond to, or assess the effects of "pollutants"; or Includes copyrighted material of Insurance Services Office, Inc., CA 79 10 01 10 with its permission. Page 1 of 6