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200304210985.012 <br />treasurer's check or cashier's check, provided any uch check is drawn upon <br />certified check, bank check, <br />an institution whose deposits are insured by a federal agency, instrumentality Or entity; or (d) Electronic <br />Funds Transfer. Upon reinstatement 6y Borrower, this Security Instrument and obligations secured hereby <br />shall remain fully effective as if no acceleration had Occurred. However, this right to reinstate shall not <br />apply in the case of acceleration under Section IS. <br />20. Sale of Note; Chlmge or Loan Servicer; Notice or Grievance. The Not- or a partial interest in <br />(together with this Security lastmmcm) can be sold one or more times without prior notice to <br />the Note (t <br />Borrower. sale might result u change in die entity (known as the "Loan Servicer") that collects <br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan <br />ervicing obligations under the Note, this Security Instrument, and A <br />le of the pplicable Law- There also [night be <br />one or mote changes of the Loan Servicer unrelated to a saaddressand <br />Note. If there is a change the Loan <br />ll <br />Servicer, Borrower will be given Written ❑otice o the <br />s)wulde which <br />t a Land ateY die <br />n minfotmadon RESPA <br />new Loan Servicer, the address to which payments <br />requires in connection with a notice of transfer of servicing. if the Note is sold and thereafter the Loan is <br />serviced by a Lean Servicer other than the purchaser of die Note, the mortgage loan servicing obligations <br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not <br />assumed by the Note purchaser unless otherwise provided by the Note purchaser. <br />Neither Borrower our Lender may commence, join, or be joined to any judicial action (as either an <br />ns Pursuant to <br />individual litigant or die member of a class) that arises from the other <br />rov sion Of, or any duty owe bhy <br />Security instrument or dot alleges that the other party has breached any p <br />reason of, this Security instrument, until such Borrower or Lender has notified the other party (with such <br />notice given in cumpliance with the requirements of Section 15) of such alleged breach and afforded die <br />fter the giving of such notice to take corrective action. if <br />t,0er party hereto a reasonable period a <br />Applicable Law provides a time period which must elapse before certain action can be taken, that time <br />period will be deemed to be reasonable for purposes of this paragraph. "fh- notice ce acceleration and <br />opportunity to cure given to Borrower pursuant w Section 22 and the notice of acce:eration given to <br />Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective <br />action provisions of this Section 20. Hazardous Substances" arc those <br />21. hazardous Substances. As used in this Section 21; (a) Ens Substances" <br />Law and •he <br />substances defined as toxic or hazardous substalhces, Pollutants, or wastes by <br />following substances: gasoline, kerosene, other flammable or toxic petmlemu products, toxic pesticid-s <br />and herbicides, volatile solvents, inaterials containing asbestos or formaldehyde. and radioactive is l catedmaterUnt <br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located tut <br />relate to health, safety or envirolimental protection; (c) "Environmental Cleanup" includes any response <br />action, remedial action, or removal action, as defined in Environmental Law; mid (d) an "Environmental <br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Envirommental <br />Cleanup. rniit Uhe presen e, use, disposal, storage, or release of any Hazardous <br />Borrower shall not taus- Or p. <br />On or in the Property. Borrower Shall not o• <br />Substances, Or threaten to release any He:,rdous Substances, <br />nor allow anyone else to do, anything affecn:,t the Properly (a) that is in violation any Environmental <br />Law, (b) which creates an Environmental COndilimh, or (c) which• due to the pim ice, rise, Theor rele�etling <br />HazardousSubstance,Shall <br />create a wthehon that pressence,adversely <br />orastorrage onvalue <br />the Property ofproperty. <br />snall quantities of <br />Ha sentences shall not apply normal residential uses and to <br />Hazardous Substances fiat are generally recognized t be appropriate <br />maintenance of the Property (including, but not ticn lted tonOtice ofa(�� )s sulainves tigattwaceS in consumer <br />products). <br />ro du lawsuit <br />Borrower stall promptly B <br />or other action by any governmental or regulatory agency or private parry involving the Property an any <br />Hazardous Substance or Eaviromnentai Law of which Borrower has actual knowledge. (b) any <br />Environmental <br />Condition, including but not limited to, any spilling, leaking, discharge, release or th5eat of <br />Initief� <br />page 12 of 18 <br />Form 304a 1101 <br />(M-81WA) i0012) <br />m <br />