2006/01/11 Council Agenda Packet

This General Aggregate Limit applies be deemed part of the last preceding period-for separately to each of your "locations" purposes of determining the Limits of Insurance:' owned by or rented to you. E. LIABILITY AND MEDICAL EXPENSES "Location" means premises involving the GENERAL CONDITIONS same or connecting lots, or premises whose connection is interrupted only by a 1. Bankruptcy street, roadway or right-of-way of a Bankruptcy or insolvency of the insured or of railroad. the insured's estate will not relieve us of our This aggregate limit does not apply to obligations under the policy. "property damage" to premises rented to 2. Duties in The Event of Occurrence, Claim you arising out of fire, lightning or or Suit explosion. a. You must see to it that we are notified 3. Subject to item 2. above,the most we will pay promptly of an "occurrence" or an offense for the sum of all damages because of all which may result in a claim. To the extent "bodily injury", "property damage"and medical possible, notice should include: expenses arising out of any one "occurrence" (1) How, when and where the "occurrence" is the Liability and Medical Expenses Limit or offense took place;and shown in the Declarations. The most we will pay for all medical expenses (2) The names and addresses of any because of "bodily injury" sustained by any injured persons and witnesses;and one person is the Medical Expenses Limit (3) The nature and location of any injury shown in the Declarations. or damage arising out of the 'occurrence"or offense. 4. Subject to item 2. above,the most we will pay for the sum of all damages because of all This condition applies only when the "personal and advertising injury" sustained by "occurrence°or offense is known to: any one person or organization is the Personal (1) You,if you are an individual; and Advertising Injury Limit shown in the (2) A partner, if you are a partnership;or Declarations. (3) A manager if you are a limited liability 5. The most we will pay under Business Liability company; Coverage for damages because of "property damage" to premises rented to you, or in the (4) An "executive officer° or insurance case of fire, while rented to you or temporarily manager, if you are a corporation; or occupied by you with permission of the owner, (5) Any elected or appointed official, if is the Damage To Premises Rented To You you are a political subdivision or public Limit shown in the Declarations. entity. The Damage to Premises Rented To You b. If a claim is made or "suit' is brought Limit applies to all damage proximately against any insured, you must: caused by the same event, whether such (1) Immediately record the specifics of the damage results from fire, lightning or claim or "suit" and the date received; explosion or any combination of the three. and If more than one limit of insurance -under this (2) Notify us as soon as practicable. policy and any endorsements attached thereto You must see to it that we receive a applies to any claim or"suit",the most we will pay written notice of the claim or"suit"as soon under this policy and the endorsements is the as practicable. single highest limit of liability of all coverages applicable to such claim or "suit". However, this But this condition will not be considered paragraph does not apply to the Medical breached unless the breach occurs after Expenses limit set forth in paragraph 3.above. such claim or"suit"is known to: The limits of this policy apply separately to each (1) You, if you are an individual; consecutive annual period and to any remaining (2) A partner, if you are a partnership;or period of less than 12 months, starting with the (3) A manager if you are a limited liability beginning of the policy period shown in the company; Declarations, unless the policy period is extended (4) An "executive officer" or insurance after issuance for an additional period of less than manager, if you are a corporation;or 12 months. In that case, the additional period will Form SS 00080300 40