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(3) The nature and location of any injury or 4. Other Insurance damage arising out of the "occurrence" or If other valid and collectible insurance is available offense. to the insured for a loss we cover under Cover- b. If a claim is made or "suit" is brought against ages Aor B of this Coverage Part, our obligations any insured, you must: are limited as follows: (1) Immediately record the specifics of the claim a. Primary Insurance or"suit"and the date received; and This insurance is primary except when Para- (2) Notify us as soon as practicable. graph b. below applies. If this insurance is pri- You must see to it that we receive written no- mary, our obligations are not affected unless tice of the claim or "suit"as soon as practicable. any of the other insurance is also primary. Then, we will share with all that other insurance c. You and any other involved insured must: by the method described in Paragraph c. be- (1) Immediately send us copies of any de- low. mands, notices,summonses or legal papers b. Excess Insurance received in connection with the claim or 'suit (1) This insurance is excess over: ; (2) Authorize us to obtain records and other (a) Any of the other insurance, whether information; primary, excess, contingent or on any other basis: (3) Cooperate with us in the investigation or settlement of the claim or defense against (i) That is Fire, Extended Coverage, the"suit"; and Builder's Risk, Installation Risk or similar coverage for"your work"; (4) Assist us, upon our request, in the en- forcement of any right against any person (ii) That is Fire insurance for premises or organization which may be liable to the rented to you or temporarily occu- insured because of injury or damage to pied by you with permission of the which this insurance may also apply. owner; d. No insured will, except at that insured's own (iii) That is insurance purchased by you cost, voluntarily make a payment, assume any to cover your liability as a tenant for obligation, or incur any expense, other than for "property damage" to premises first aid, without our consent. rented to you or temporarily occu- pied by you with permission of the 3. Legal Action Against Us owner; or No person or organization has a right under this (iv) If the loss arises out of the mainte- Coverage Part: Hance or use of aircraft, "autos" or a. To join us as a party or otherwise bring us into watercraft to the extent not subject to a"suit"asking for damages from an insured; or Exclusion g. of Section I —Coverage b. To sue us on this Coverage Part unless all of A—Bodily Injury And Property Dam- its terms have been fully complied with. age Liability. (b) Any other primary insurance available to A person or organization may sue us to recover on an agreed settlement or on a final judgment you covering liability for damages arising against an insured; but we will not be liable for out of the premises or operations, or the damages that are not payable under the terms of products and completed operations, for which you have been added as an addi- this Coverage Part or that are in excess of the ap- plicable limit of insurance. An agreed settlement tional insured by attachment of an en- means a settlement and release of liability signed dorsement. by us, the insured and the claimant or the claim- (2) When this insurance is excess, we will have ant's legal representative. no duty under Coverages A or B to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer de- fends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. CG 00 01 12 07 © ISO Properties, Inc., 2006 Page 11 of 16 ❑ AGENT(BROKER COPY