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.. . B. General Conditions d. When this coverage form and any other coverage form or policy covers on the same 1. Bankruptcy basis, either excess or primary, we will pay Bankruptcy or insolvency of the"insured"or the only our share. Our share is the proportion "insured's" estate will not relieve us of any obli- that the Limit of Insurance of our coverage gations under this coverage form, form bears to the total of the limits of all the 2. Concealment, Misrepresentation Or Fraud coverage forms and policies covering on the same basis' Th\scnvnragefonnisvoidioanycaseof�mud by you at any time as it relates to this coverage 6. Premium Audit form. It is also void if you or any other "in- a. The estimated premium for this coverage sun*d^, at any time, intentionally conceal or form is based on the exposures you told us misrepresent a matenal fact concerning: you would have when this policy began. We a. This coverage form; will compute the final premium due when we determine your actual exposures. The b. The covered"auko"' estimated total premium will be credited c. Your interest in the covered"auto"; or against the final premium due and the first d. A claim under this coverage form. Named Insured will be billed for the bal- ance, if any. The due date for� * final pre- 3. Liberalization mium or retrospective premium is the date If we revise this coverage form to provide more shown as the due date on the bill. If the es- coverage without additional premium charga, timated total premium exceeds the final your policy will automatically provide the addi- premium due, the first Named Insured will tional coverage as of the day the revision is ef- get a refund fective in your state. b. If this policy is issued for more than one 4. No Benefit To Bailee—Physical Damage year, the premium for this coverage form Coverages will be computed annually based on our VVewill not racognizenrgrant rates orpremiums ine�wctatthe beginning —' assignment any coverage forofea�hy�eroftheU�e benefitc� any person orpolicy. organization hm|ding, storing or transporting 7. Policy Period,Coverage Territory property for a fee regardless of any other pro- Under this coverage hnnnwecover~acddants^ vision ofthis coverage fomo and~|wosmo"occuning: ' 5. Other Insurance a. During the policy period shown in the Dec- a. For any covered "auto" you own, this coy- |aragkxna; and erage form provides primary insurance. For b. Within the coverage territory any covered "auto" you dmn� xw own, the in- ' surance provided by this coverage form is The coverage territory is: excess over any other collectible insurance. (1) The United States of America; However, while a covered °auk/"vvhich is a ^�ai|er" ' c�nmmd�d0m�no1h�rvehid� �� (2) The 0arhkohesand possessions ofthe Uni� is ' edStates ofAmericm' Liability Coverage this coverage form pro- vides �- ' videsfmrthe"traiier"(s (3) Puerto Rico; (1) Excess while bis connected to a motor (4) Canada; and vehicle you do not own. (5) Anywhere in the world if: (2) Primary while it is connected to a coy- (a) A covered "auto" of the private passen- ered^outo^you own. ger type is leased, hired, rented or bop b' For Hired Auto Physical Damage Coverage, rowed without a driver for a period of 30 any covered "auto" you |ease, hire, rent or days or less; and borrowisdeen�edho beo covered "auto" (b) The "insured's" responsibility to pay you own. However, any "auto" that is damages is determined in a"suit"on the |emmed, h(mad, rented or borrowed with a merhs, in the United States of America, driver is not a covered"auto". the territories and possessions of the c. Regardless of the provisions of Paragraph United States of America, Puerto Rico a. obove, this coverage form's Liability or Canada or in a settlement we agree Coverage is primary for any liability as- to. sumed under an"insured contract". CA 00 01 03 10 ©Insurance Services Office, |nc',20U9 Page 9 of 12