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(2) For the purpose of determining the limits of d. Workers' Compensation And Similar Laws <br /> insurance for incidental medical malpractice, <br /> Any obligation of the insured under a workers' <br /> any act or omission together with all related acts compensation, disability benefits or unemployment <br /> or omissions in the furnishing of these services compensation law or any similar law. <br /> to any one person will be considered one <br /> "occurrence". e. Employer's Liability <br /> 2. Exclusions "Bodily injury"to: <br /> This insurance does not apply to: (1) An "employee" of the insured arising out of and <br /> in the course of: <br /> a. Expected Or Intended Injury <br /> (a) Employment by the insured; or <br /> "Bodily injury" or "property damage" expected or <br /> intended from the standpoint of the insured. This (b) Performing duties related to the conduct of <br /> exclusion does not apply to "bodily injury" or the insured's business; or <br /> "property damage" resulting from the use of (2) The spouse, child, parent, brother or sister of <br /> reasonable force to protect persons or property. that "employee" as a consequence of <br /> b. Contractual Liability Paragraph (1) above. <br /> "Bodily injury" or "property damage" for which the This exclusion applies: <br /> insured is obligated to pay damages by reason of (1) Whether the insured may be liable as an <br /> the assumption of liability in a contract or employer or in any other capacity; and <br /> agreement. This exclusion does not apply to liability (2) To any obligation to share damages with or <br /> for damages: repay someone else who must pay damages <br /> (1) That the insured would have in the absence of because of the injury. <br /> the contract or agreement; or This exclusion does not apply to liability assumed <br /> (2) Assumed in a contract or agreement that is an by the insured under an "insured contract". <br /> "insured contract", provided the "bodily injury" or f. Pollution <br /> "property damage" occurs subsequent to the (1) "Bodilyinjury" "property damage" out <br /> execution of the contract or agreement. Solely ry or pro p y g arising <br /> for the purposes of liability assumed in an of the actual, alleged or threatened discharge, <br /> "insured contract", reasonable attorney fees and dispersal, seepage, migration, release or <br /> necessary litigation expenses incurred by or for escape of"pollutants": <br /> a party other than an insured are deemed to be (a) At or from any premises, site or location <br /> damages because of "bodily injury" or "property which is or was at any time owned or <br /> damage", provided: occupied by, or rented or loaned to, any <br /> (a) Liability to such party for, or for the cost of, insured. However, this subparagraph does <br /> that party's defense has also been assumed not apply to: <br /> in the same "insured contract"; and (i) "Bodily injury" if sustained within a <br /> (b) Such attorney fees and litigation expenses building and caused by smoke, fumes, <br /> are for defense of that party against a civil or vapor or soot produced by or originating <br /> alternative dispute resolution proceeding in from equipment that is used to heat, cool <br /> which damages to which this insurance or dehumidify the building, or equipment <br /> applies are alleged. that is used to heat water for personal <br /> c. Liquor Liability <br /> use, <br /> by the building's occupants or their <br /> guests; <br /> "Bodily injury" or "property damage" for which any (ii) "Bodily injury" or "property damage" for <br /> insured may be held liable by reason of: which you may be held liable, if you are a <br /> (1) Causing or contributing to the intoxication of any contractor and the owner or lessee of <br /> person; such premises, site or location has been <br /> (2) The furnishing of alcoholic beverages to a added to your policy as an additional <br /> person under the legal drinking age or under the insured with respect to your ongoing <br /> influence of alcohol; or operations performed for that additional <br /> insured at that premises, site or location <br /> (3) Any statute, ordinance or regulation relating to and such premises, site or location is not <br /> the sale, gift, distribution or use of alcoholic and never was owned or occupied by, or <br /> beverages. rented or loaned to, any insured, other <br /> This exclusion applies only if you are in the than that additional insured; or <br /> business of manufacturing, distributing, selling, <br /> serving or furnishing alcoholic beverages. <br /> Page 2 of 18 HG 00 01 06 05 <br />