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added as an additional insured on your policy, the (3) Cooperate with us in the investigation or <br /> most we will pay on behalf of such additional insured is settlement of the claim or defense against the <br /> the lesser of: "suit"; and <br /> a. The limits of insurance specified in the written (4) Assist us, upon our request, in the enforcement of <br /> contract or written agreement; or any right against any person or organization which <br /> b. The Limits of Insurance shown in the Declarations. may be liable to the insured because of injury or <br /> damage to which this insurance may also apply. <br /> Such amount shall be a part of and not in addition to <br /> Limits of Insurance shown in the Declarations and d. Obligations At The Insureds Own Cost <br /> described in this Section. No insured will, except at that insured's own cost, <br /> The Limits of Insurance of this Coverage Part apply voluntarily make a payment, assume any <br /> separately to each consecutive annual period and to any obligation, or incur any expense, other than for first <br /> remaining period of less than 12 months, starting with the aid, without our consent. <br /> beginning of the policy period shown in the Declarations, e. Additional Insureds Other Insurance <br /> unless the policy period is extended after issuance for an If we cover a claim or "suit" under this Coverage <br /> additional period of less than 12 months. In that case, the Part that may also be covered by other insurance <br /> additional period will be deemed part of the last preceding available to an additional insured, such additional <br /> period for purposes of determining the Limits of Insurance. insured must submit such claim or "suit" to the <br /> SECTION IV — COMMERCIAL GENERAL LIABILITY other insurer for defense and indemnity. <br /> CONDITIONS However, this provision does not apply to the <br /> 1. Bankruptcy extent that you have agreed in a written contract or <br /> Bankruptcy or insolvency of the insured or of the written agreement that this insurance is primary <br /> insured's estate will not relieve us of our obligations and non-contributory with the additional insured's <br /> under this Coverage Part. own insurance. <br /> 2. Duties In The Event Of Occurrence, Offense, Claim f. Knowledge Of An Occurrence, Offense, Claim <br /> Or Suit Or Suit <br /> a. Notice Of Occurrence Or Offense Paragraphs a. and b. apply to you or to any <br /> additional insured only when such "occurrence", <br /> You or any additional insured must see to it that we offense, claim or"suit"is known to: <br /> are notified as soon as practicable of an <br /> "occurrence" or an offense which may result in a (1) You or any additional insured that is an <br /> claim. To the extent possible, notice should include: individual; <br /> (1) How, when and where the "occurrence" or (2) Any partner, if you or an additional insured is a <br /> offense took place; partnership; <br /> (2) The names and addresses of any injured (3) Any manager, if you or an additional insured is a <br /> persons and witnesses; and limited liability company; <br /> (3) The nature and location of any injury or damage (4) Any "executive officer" or insurance manager, if <br /> arising out of the"occurrence"or offense. you or an additional insured is a corporation; <br /> b. Notice Of Claim (5) Any trustee, if you or an additional insured is a <br /> trust; or <br /> If a claim is made or "suit" is brought against any <br /> insured, you or any additional insured must: (6) Any elected or appointed official, if you or an <br /> (1) Immediately record the specifics of the claim or additional insured is a political subdivision or <br /> public entity. <br /> "suit" and the date received; and <br /> (2) Notify us as soon as practicable. This duty applies separately to you and any additional <br /> insured. <br /> You or any additional insured must see to it that we 3. Legal Action Against Us <br /> receive written notice of the claim or "suit" as soon g <br /> as practicable. No person or organization has a right under this <br /> c. Assistance And Cooperation Of The Insured Coverage Part: <br /> a. To join us as a party or otherwise bring us into a <br /> You and any other involved insured must: "suit" asking for damages from an insured; or <br /> (1) Immediately send us copies of any demands, b. To sue us on this Coverage Part unless all of its <br /> notices, summonses or legal papers received in terms have been fullycomplied with. <br /> connection with the claim or"suit"; p <br /> (2) Authorize us to obtain records and other A person or organization may sue us to recover on an <br /> agreed settlement or on a final judgment against an <br /> information; insured; but we will not be liable for damages that are <br /> not payable under the terms of this Coverage Part or <br /> HG 00 01 06 05 Page 13 of 18 <br />