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6. "Coverage territory" means: rented to you or temporarily occupied by you with
<br /> a. The United States of America (including its territories permission of the owner is subject to the Damage
<br /> and possessions), Puerto Rico and Canada; to Premises Rented To You Limit described in
<br /> b. International waters or airspace, but only if the
<br /> Section III—Limits of Insurance;
<br /> injury or damage occurs in the course of travel or b. A sidetrack agreement;
<br /> transportation between any places included in a. c. Any easement or license agreement, including an
<br /> above; or easement or license agreement in connection with
<br /> c. All other parts of the world if the injury or damage construction or demolition operations on or within
<br /> arises out of: 50 feet of a railroad;
<br /> (1) Goods or products made or sold by you in the d. An obligation, as required by ordinance, to
<br /> territory described in a.above; indemnify a municipality, except in connection with
<br /> work for a municipality;
<br /> (2) The activities of a person whose home is in the
<br /> territory described in a. above, but is away for a e. An elevator maintenance agreement;
<br /> short time on your business;or f. That part of any other contract or agreement
<br /> (3) "Personal and advertising injury" offenses that pertaining to your business (including an
<br /> take place through the Internet or similar indemnification of a municipality in connection with
<br /> electronic means of communication work performed for a municipality) under which you
<br /> assume the tort liability of another party to pay for
<br /> provided the insured's responsibility to pay damages is "bodily injury" or "property damage" to a third
<br /> determined in the United States of America (including its person or organization, provided the "bodily injury"
<br /> territories and possessions), Puerto Rico or Canada, in a or"property dams e" is caused, in whole or in part,
<br /> "suit" on the merits according to the substantive law in g
<br /> by you or by those acting on your behalf. Tort
<br /> such territory or in a settlement we agree to. liability means a liability that would be imposed by
<br /> 7. "Employee" includes a "leased worker". "Employee" law in the absence of any contract or agreement.
<br /> does not include a "temporary worker". Paragraph f. includes that part of any contract or
<br /> 8. "Employment-Related Practices" means: agreement that indemnifies a railroad for "bodily
<br /> a. Refusal to employ a person; injury" or "property damage" arising out of
<br /> b. Termination of a person's employment; or construction or demolition operations,within 50 feet
<br /> of any railroad property and affecting any railroad
<br /> c. Employment-related practices, policies, acts or bridge or trestle, tracks, road-beds, tunnel,
<br /> omissions, such as coercion, demotion, evaluation, underpass or crossing.
<br /> reassignment, discipline, defamation, harassment, However, Paragraph f. does not include that part of
<br /> humiliation or discrimination directed at a person. any contract or agreement:
<br /> 9. "Executive officer" means a person holding any of the (1) That indemnifies an architect, engineer or
<br /> officer positions created by your charter, constitution, surveyor for injury or damage arising out of:
<br /> by-laws or any other similar governing document.
<br /> (a) Preparing, approving, or failing to prepare or
<br /> 10."Hostile fire" means one which becomes uncontrollable
<br /> or breaks out from where it was intended to be. approve, maps, shop drawings, opinions,
<br /> reports, surveys, field orders, change orders
<br /> 11."Impaired property" means tangible property, other or drawings and specifications; or
<br /> than "your product"or"your work", that cannot be used (b) Giving directions or instructions, or failing to
<br /> or is less useful because: give them, if that is the primary cause of the
<br /> a. It incorporates "your product" or"your work" that is injury or damage; or
<br /> known or thought to be defective, deficient, (2) Under which the insured, if an architect, engineer
<br /> inadequate or dangerous; or or surveyor, assumes liability for an injury or
<br /> b. You have failed to fulfill the terms of a contract or damage arising out of the insured's rendering or
<br /> agreement; failure to render professional services, including
<br /> if such property can be restored to use by: those listed in (1) above and supervisory,
<br /> a. The repair, replacement, adjustment or removal of inspection, architectural or engineering activities.
<br /> "your product" or"your work"; or 13."Leased worker" means a person leased to you by a
<br /> b. Your fulfilling the terms of the contract or agreement. labor leasing firm under an agreement between you
<br /> and the labor leasing firm, to perform duties related to
<br /> 12."Insured contract" means: the conduct of your business. "Leased worker" does
<br /> a. A contract for a lease of premises. However, that not include a "temporary worker".
<br /> portion of the contract for a lease of premises that 14."Loading or unloading" means the handling of property:
<br /> indemnifies any person or organization for damage a. After it is moved from the place where it is accepted
<br /> by fire, lightning or explosion to premises while for movement into or onto an aircraft, watercraft or
<br /> "auto";
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