Otak, Inc. 2/23/2017 - Laserfiche WebLink

COMMON POLICY CONDITIONS WASHINGTON All Coverage Parts included in this policy are subject to the following conditions. The conditions in this endorsement replace any c. Because of its physical condition, the similar conditions in the policy that are less favorable structure is in danger of collapse; to the insured. d. Because of its physical condition, a vaca- A. CANCELLATION tion or demolition order has been issued 1. The first Named Insured shown in the Decla- for the structure, or it has been declared rations may cancel this policy by mailing or unsafe in accordance with applicable law; delivering to us advance written notice of e. Fixed and salvageable items have been cancellation. removed from the structure, indicating an 2. We may cancel this policy or any Coverage intent to vacate the structure; Part by mailing or delivering to the first f. Without reasonable explanation, heat, Named Insured and the first Named Insured's water, sewer, and electricity are not fur- agent or broker written notice of cancellation, nished for the structure for 60 consecu- including the actual reason for the cancella- tive days; or tion, to the last mailing address known to us, g. The structure is not maintained in sub- at least: stantial compliance with fire, safety and a. 10 days before the effective date of can- building codes. cellation if we cancel for nonpayment of 4. If: premium; or b. 45 days before the effective date of can a. You are an individual cellation if we cancel for any other rea- b. A covered "auto" you own is of the "pri- son, vete passenger type"; and except as provided in paragraphs 3. and 4. c. The policy does not cover garage, auto- c,..— below. mobile sales agency, repair shop, service station or public parking place operation 3. We may cancel the Commercial Property hazards, Coverage Part, if made a part of this policy, by mailing or delivering to the first Named In- we may cancel the Commercial Auto Cover- sued and the first Named Insured's agent or age Part by mailing or delivering to the first broker written notice of cancellation at least 5 Named Insured and the first Named Insured's days before the effective date of cancellation agent or broker written notice of cancellation, for any structure where 2 or more of the fol- including the actual reason for cancellation, 0� lowing conditions exist: to the last mailing address known to us: a. Without reasonable explanation, the a. At least 10 days before the effective date structure is unoccupied for more than 60 of cancellation if we cancel for nonpay- consecutive days, or at least 65% of the merit of premium; or rental units are unoccupied for more than b. At least 10 days before the effective date 120 consecutive days unless the struc- of cancellation for any other reason if the ^ ture is maintained for seasonal occu- policy is in effect less than 30 days; or pancy or is under construction or repair; c. At least 20 days before the effective date b. Without reasonable explanation, progress of cancellation for other than nonpayment toward completion of permanent repairs if the policy is in effect 30 days or more; to the structure has not occurred within or 60 days after receipt of funds following satisfactory adjustment or adjudication of d. At least 20 days before the effective date loss resulting from a fire; of cancellation if the policy is in effect for 60 days or more or is a renewal or con- tinuation policy, and the reason for can- IL T3 16 09 07(Rev.09-08) Includes the copyrighted material of Insurance Services Office,Inc.with its permission. Page 1 of 4 007393