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11 . <br /> POLICY NUMBER: 84SBWCG0421 COMMERCIAL GENERAL LIABILITY <br /> INSURED: Murray, Smith&Assoc. Inc. <br /> FORM CG 2010 1185 REPLACEMENT <br /> ADDITIONAL INSUREDS BY CONTRACT, AGREEMENT <br /> OR PERMIT <br /> This Is a summary of the Coverage provided by the BUSINESS LIABILITY COVERAGE FORM SS 00 08 which is <br /> included in this policy. No coverage is provided by this summary. Refer to coverage form SS 00 08 to determine the <br /> scope of your insurance protection. <br /> WHO IS AN INSURED(Section C)states that the following is also an insured: <br /> Additional Insureds by Contract,Agreement or Permit <br /> Any person or organization with whom you agreed,because of a written contract or agreement or permit,to provide <br /> insurance such as is afforded under this Business Liability Coverage Form,but only with respect to your operations, <br /> 'your work"or facilities owned or used by you. <br /> However,coverage under this provision does not apply: <br /> (1) Unless the written contract or agreement has been executed or a permit has been issued prior to the"bodily <br /> Injury","property damage"or"personal and advertising injury". <br /> (2) To any person or organization included as an insured under provision g.(Broad Form Vendors). <br /> (3) To any other person or organization shown in the Declarations as an Additional Insured. <br /> Additional provisions and exclusions apply. Refer to coverage form SS 00 08 to determine the scope of your <br /> insurance protection. <br /> When required by contract,coverage is primary and any insurance held by the additional insured(s)shall <br /> be excess and non-contributory. <br /> 102 <br />